445 Ray St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 445 Ray St, Fall River, MA 02720 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1981
Square Footage	1,884 sqft Living Area
Lot Size	7,436 sqft (0.171 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$4,265.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`FALL M:0P-10 B:0000 L:0013`
Alternative APN	`M:0P=10 B:0000 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,884 sqft Living Area
Gross Area	2,709 sqft Gross Area
Basement Area	1,080 sqft Basement
Unfinished Basement	540 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,436 sqft (0.171 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	445 RAY ST
City	FALL RIVER
State	MA
Zip	02720-7223
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	FALL RIVER MA
Minor Civil Division	FALL RIVER
Census Blockgroup	1
Census Block	1002
Census Tract	642400

Owner

Source: Bristol County and Fall River City records · APN FALL M:0P-10 B:0000 L:0013

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 RAY ST, FALL RIVER, MA 02720-7223
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	445 RAY ST, FALL RIVER, MA 02720-7223
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011083-241
Date	Aug 02, 2022
Book Page	11083/241
Instrument	13929

Lender

Name	FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,265.00 (+11.24%)	$372,500 (+11.63%) Land $141,100 Building $231,400	$438,520 (+1.5%)
2024	$3,834.00 (+0.31%)	$333,700 (+7.13%) Land $135,600 Building $198,100	$432,060
2023	$3,822.00	$311,500 Land $117,300 Building $194,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.