445 Rainbow Dr NE, Lancaster, OH 43130 Property Records

Fairfield County property record for 445 Rainbow Dr NE, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1956
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$216,900 (Oct 2025)
Tax Bill	$1,632 (2023)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-00378.00`

Property Details

APN / Parcel Number

Primary APN	`027-00378.00`
Alternative APN	`0030 00058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	22,216 sqft (0.51 acres)
Terrain	Above Road/Slope
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	0030 00058
Street Address	445 RAINBOW DR NE
City	LANCASTER
State	OH
Zip	43130-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 18 T 15 S 30 NW
Legal Range	18
Legal Township	15
Legal Section	30
Jurisdiction	FAIRFIELD OH
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1014
Census Tract	31401

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	445 RAINBOW DR NE, LANCASTER, OH 43130-9194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 18, 2020	Fiduciary Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	202500016758
Record Updated	Jun 8, 2026

October 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 3, 2025
Property Address	445 RAINBOW DR NE, LANCASTER, OH 43130-9194
Document Number	0000016758
Instrument Date	Sep 22, 2025
Instrument	202500016758
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 RAINBOW DR NE, LANCASTER, OH 43130-9194

Mortgage

Document Number	0000016759
Date	Oct 3, 2025
Instrument	202500016759

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000016760
Date	Oct 3, 2025
Instrument	202500016760

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 18, 2020
Property Address	445 RAINBOW DR NE, LANCASTER, OH 43130-9194
Document Number	0000017540
Book / Page	1834 / 420
Instrument Date	Aug 11, 2020
Instrument	202000017540
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Mail Care Of	CORELOGIC

Mortgage

Document Number	0000017541
Date	Aug 18, 2020
Instrument	202000017541

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Pleasant Township
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,350 (+43.72%) Land $17,290 Building $41,060	$166,710 (+43.72%) Land $49,390 Building $117,320
2024		$40,600 (-) Land $12,580 Building $28,020
2023	$1,632.00	$40,600 (-) Land $12,580 Building $28,020
2022		$40,600 Land $12,580 Building $28,020	$116,000 Land $35,940 Building $80,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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