445 Rabbit Point Rd, Cropwell, AL 35054 Property Records

St. Clair County property record for 445 Rabbit Point Rd, Cropwell, AL 35054

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,981 sqft · built 1974
Lot Size1.36 acres (59,028 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jun 2008)
Tax Bill$1,734 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-05-15-0-002-025.000

Property Details

APN / Parcel Number

Primary APN31-05-15-0-002-025.000
Alternative APNs
  • 00507770
  • 507770
  • 35587

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,981 sqft Living Area
1st Floor Area1,872 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area59,028 sqft (1.36 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area496 sqft
Boat AccessBoat Access
Boat House780 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00507770
Street Address445 RABBIT POINT RD
CityCROPWELL
StateAL
Zip35054-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1-B BLK 1 RABBIT CRK SD 1ST SECTOR 15-18-3
Legal Range03E
Legal Township18S
Legal Section15
Legal SubdivisionRABBIT CRK S/D
Legal Block1
Legal Lot Number1-B
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group2
Census Block2016
Census Tract40213

Owner

Source: St. Clair County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address445 RABBIT POINT RD, CROPWELL, AL 35054-3061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
METRO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2008 · Amount on Record
Deed SaleJun 17, 2008 · Amount on Record
Deed Book / Page2008 / 7684
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Recording DateSep 4, 2026
Property Address445 RABBIT POINT RD, CROPWELL, AL 35054-3061
Document Number2026040423
Book / Page2026 / 40423
Instrument DateAug 31, 2026
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 RABBIT POINT RD, CROPWELL, AL 35054-3061

Mortgage

Document Number2026040423,
DateSep 4, 2026
Book Page2026/40423
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address445 RABBIT POINT RD, CROPWELL, AL 35054-3061
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026346
DateApr 14, 2021
Book PageMTG 2021/26346
Lender
NameMETRO BANK
TypeBank
AddressPELL CITY, AL 35125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,734.00 (+32.98%)$49,500 (-45.89%)$494,920 (+8.21%)
2023$91,478 Land $28,080 Building $63,398$457,390 Land $140,400 Building $316,990
2022$1,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW LONDON WATER & FP AUTHORITY
serves 6,843 people · EPA ID AL0001437
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Coosa Valley Technologies
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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