Henderson County property record for 445 Puzzle Gully Rd, Saluda, NC 28773
| Property Type | Residential |
|---|---|
| Lot Size | 47.3 acres (2,063,002 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $302 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9596955981 |
| Primary APN | 9596955981 |
|---|---|
| Alternative APNs |
|
| Lot Area | 2,063,002 sqft (47.3 acres) |
|---|
| Account Number | 9956417 |
|---|---|
| Street Address | 445 PUZZLE GULLY RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | 9956417~R3 |
| Legal Description | #1 WATERS OF CAMP CREEK PL1995-2025A |
| Legal Subdivision | WATERS OF CAMP CREEK |
| Legal Block | 95 |
| Legal Lot Number | 5981 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 932000 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 127 APACHE DR, HENDERSONVILLE, NC 28739-6062 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,600 (-) Land $405,600 Building $14,000 | ||
| 2025 | $302.00 | ||
| 2023 | $419,600 Land $405,600 Building $14,000 | $419,600 Land $405,600 Building $14,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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