445 Plantation Dr, Sebring, FL 33876 Property Records

Highlands County property record for 445 Plantation Dr, Sebring, FL 33876

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,433 sqft · built 1977
Lot Size	24.1 acres (1,052,410 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2017)
Tax Bill	$3,207 (2024)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C2459A00006K0000`

Property Details

APN / Parcel Number

Primary APN	`C2459A00006K0000`
Alternative APN	`C-24-35-29-A00-006K-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,433 sqft Living Area
1st Floor Area	2,464 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	1,052,410 sqft (24.1 acres)
Driveway	Driveway
Driveway Area	656 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	406 sqft
Porch	Open Porch
Porch Area	710 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C2459A00006K0000
Street Address	445 PLANTATION DR
City	SEBRING
State	FL
Zip	33876-6634
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AU
Legal Description	N 1/2 OF NE 1/4 OF SW 1/4 +
Legal Range	29E
Legal Township	35S
Legal Section	24
Legal Subdivision	ALBRITTON LANDS
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3013
Census Tract	961202

Owner

445 Plantation Dr, a rural home, is owned and occupied by an individual who bought it in May 2017.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	445 PLANTATION DR, SEBRING, FL 33876-6634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 1, 2017	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	1851468
Deed Book / Page	2578 / 0841
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	445 PLANTATION DR, SEBRING, FL 33876-6634
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001994674
Date	Aug 11, 2020
Book Page	2767/421
Instrument	1994674

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 1, 2017
Property Address	445 PLANTATION DR, SEBRING, FL 33876-6634
Document Number	0001851468
Book / Page	2578 / 0841
Instrument Date	Apr 24, 2017
Instrument	1851468
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 CRESCENT DR, 1609, SEBRING, FL 33870-4906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PLANTATION DR, SEBRING, FL 33876-6634

Mortgage

Document Number	0001851469
Date	May 1, 2017
Instrument	1851469

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$252,942 Land $18,508 Building $234,434	$538,775
2024	$3,207.00 (+2.2%)
2023	$3,138.00 (+26.69%) Homeowner's exemption	$239,675 (+25.52%)	$487,068 (+76.95%)
2022	$2,477.00 Homeowner's exemption	$190,952	$275,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Plantation Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Plantation Dr is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon, Xfinity.

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