445 Pioneer Mountain Loop, Toledo, OR 97391 Property Records

Lincoln County property record for 445 Pioneer Mountain Loop, Toledo, OR 97391 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,488 sqft · built 1975
Lot Size	4.19 acres (182,952 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jan 2021)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R334632`

Property Details

APN / Parcel Number

Primary APN	`R334632`
Alternative APN	`101027000180300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	182,952 sqft (4.19 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Patio Area	754 sqft
Utility Building	1,084 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	R334632
Old Parcel Number	101027000180300
Street Address	445 PIONEER MOUNTAIN LOOP
City	TOLEDO
State	OR
Zip	97391-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROPERTY ID R334632 TWNSHP 10, RNG 10, ACRES 4.20, DOC202100571
Legal Range	10W
Legal Township	10S
Legal Section	27
Legal Subdivision	EAST COUNTY
Jurisdiction	LINCOLN OR
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1001
Census Tract	951300

Owner

Source: Lincoln County records · APN R334632

Assessment roll updated September 30, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 PIONEER MOUNTAIN LOOP, TOLEDO, OR 97391-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit FIBRE FCU
Jan 15, 2021	Warranty Deed, Transfer CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	2021-00571
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	445 PIONEER MOUNTAIN LOOP, TOLEDO, OR 97391-9788
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PIONEER MOUNTAIN LOOP, TOLEDO, OR 97391-9788

Mortgage

Document Number	0000005791
Date	Aug 19, 2025
Instrument	2025-05791

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Jan 15, 2021
Property Address	445 PIONEER MOUNTAIN LOOP, TOLEDO, OR 97391-9788
Document Number	0000000571
Instrument Date	Jan 13, 2021
Instrument	571
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	445 PIONEER MOUNTAIN LOOP TOLEDO OR 973919788, TOLEDO, OR 97391-9788

Mortgage

Document Number	572
Date	Jan 15, 2021
Instrument	572

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 30, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (+3.22%)	$284,640 (+0.82%)	$742,610 (+4.33%) Land $135,000 Building $607,610
2024	$3,385.00 (+3.23%)	$282,320 (+3%)	$711,810 (-2.05%) Land $135,000 Building $576,810
2023	$3,279.00 (-6.77%)	$274,100 (-7.09%)	$726,710 (+27.75%) Land $135,000 Building $591,710
2022	$3,517.00	$295,010	$568,860 Land $111,000 Building $457,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (41041C), updated October 17, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410419513001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2015

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Oregon
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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