Morgan County property record for 445 Pine St, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,202 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $644 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-04-18-0-002-018.000 |
| Primary APN | 11-04-18-0-002-018.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 188640 |
|---|---|
| Street Address | 445 PINE ST |
| City | DECATUR |
| State | AL |
| Zip | 35603-6229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB SIX WAY ADD 3 LOT 18 PLAT BK 5 P 96 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 18 |
| Legal Subdivision | SIX WAY ADD 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 5404 |
445 Pine St is owned and occupied by an individual.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 PINE ST, DECATUR, AL 35603-6229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 445 PINE ST, DECATUR, AL 35603-6229 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/55521 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 2021/55521 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 445 Pine St was $644 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Priceville City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644.00 | $18,650 (-) Land $1,820 Building $16,830 | $186,500 (-) Land $18,200 Building $168,300 |
| 2024 | $18,650 (-) Land $1,820 Building $16,830 | $186,500 (-) Land $18,200 Building $168,300 | |
| 2023 | $644.00 (+8.97%) Homeowner's exemption | $18,650 (+8.24%) Land $1,820 Building $16,830 | $186,500 (+8.24%) Land $18,200 Building $168,300 |
| 2022 | $591.00 Homeowner's exemption | $17,230 Land $1,580 Building $15,650 | $172,300 Land $15,800 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Pine St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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