Mecklenburg County property record for 445 Pine Rd, Davidson, NC 28036 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,186 sqft Living Area |
| Lot Size | 31,363 sqft (0.72 acres) |
| Garage | Attached, 441 sqft |
| Pool | 1 |
| Last Sale | $1,283,000 (2023) |
| Primary APN | 007-401-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,186 sqft Living Area |
| Gross Area | 3,627 sqft Gross Area |
| 1st Floor | 3,186 sqft 1st Floor |
| Upper Floors | 420 sqft Upper Floors |
| Basement Area | 320 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Type | 1 Pool Type |
|---|---|
| Pool Area | 432 sqft Pool |
| Patio Area | 238 sqft Patio |
| Porch Area | 372 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 445 PINE RD |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-9046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEE 740110 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 9, DEWEESE |
| Census Blockgroup | 3 |
| Census Block | 3036 |
| Census Tract | 6403 |
Source: Mecklenburg County records · APN 007-401-10
Assessment roll updated September 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 587 THREE CHIMNEYS LN, LOVELAND, OH 45140-7311 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2023 | Warranty Deed, Transfer BRIDGE TRUST TITLE GROUP |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit PARAGOAN COMMERCIAL BANKL |
| Oct 01, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 03, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Sep 04, 2018 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2023 · Amount on Record |
| Deed Sale | Oct 05, 2023 · Amount on Record |
| Prior Sale | Sep 04, 2018 · Amount on Record |
| Deed Doc Number | 202395543 |
| Deed Book / Page | 38414 / 387 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 05, 2023 |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Document Number | 0000095543 |
| Book / Page | 38414 / 387 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 2023095543 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,566.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 ELLSWORTH RD, CHARLOTTE, NC 28211-1446 |
| Name | Verified Name |
|---|---|
| Address | 587 THREE CHIMNEYS LN, LOVELAND, OH 45140-7311 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000184888 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 36576/398 |
| Instrument | 2021184888 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.92% |
| Type Change Date | Oct 01, 2031 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.92% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.92% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000085405 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 31915/980 |
| Instrument | 2017085405 |
| Name | PARAGOAN COMMERCIAL BANKL |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000124169 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 33016/001 |
| Instrument | 2018124169 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054715 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 34485/945 |
| Instrument | 2020054715 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Document Number | 0000204135 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 35388/661 |
| Instrument | 2020204135 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 04, 2018 |
| Property Address | 445 PINE RD, DAVIDSON, NC 28036-9046 |
| Document Number | 0000112091 |
| Book / Page | 032953 / 000494 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 112091 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,472.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 445 PINE RD DAVIDSON NC 280369046, DAVIDSON, NC 28036-9046 |
| Document Number | 112092 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 032953/000497 |
| Instrument | 112092 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 03, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891,600 (+8.14%) Land $368,500 Building $523,100 | $891,600 (+8.14%) Land $368,500 Building $523,100 | |
| 2023 | $7,765.00 | $824,500 Land $368,500 Building $456,000 | $824,500 Land $368,500 Building $456,000 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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