Caldwell County property record for 445 Pine Mountain Rd, Hudson, NC 28638 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,036 sqft · built 2022 |
| Lot Size | 103 acres (4,514,123 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Nov 2021) |
| Tax Bill | $8,926 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 44 1 2 |
| Primary APN | 03 44 1 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,036 sqft Heated Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 2,036 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,514,123 sqft (103 acres) |
| Garage Area | 1,632 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Canopy | 884 sqft |
| Storage Building | Storage Building |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 173203 |
|---|---|
| Street Address | 445 PINE MOUNTAIN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2040 PG 639 YR 2021 ST 930.00 PLAT 37/104 2021 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30600 |
Source: Caldwell County records · APN 03 44 1 2
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2069, DENVER, NC 28037-2069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Nov 16, 2021 | Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Jul 18, 2001 |
| Deed Document Number | 202110065282 |
| Deed Book / Page | 2040 / 639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 445 PINE MOUNTAIN RD, HUDSON, NC 28638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020571969 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 2057/1969 |
| Instrument | 10072892 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 16, 2021 |
| Property Address | 445 PINE MOUNTAIN RD, HUDSON, NC 28638 |
| Document Number | 0020400639 |
| Book / Page | 2040 / 639 |
| Map Reference | MB 37 PG 104 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 10065282 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 988, WAYNESVILLE, NC 28786-0988 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2069, DENVER, NC 28037-2069 |
| Document Number | 0010065283 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 10065283 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2041 |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,926.00 (+157.68%) | $1,138,500 (+365.26%) | $1,545,400 (+136.63%) Land $467,100 Building $1,078,300 |
| 2023 | $244,700 (-45.65%) Land $58,700 Building $186,000 | $653,100 (+45.07%) Land $467,100 Building $186,000 | |
| 2022 | $3,464.00 | $450,200 Land $438,400 Building $11,800 | $450,200 Land $438,400 Building $11,800 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 2 of 4 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures