445 Pine Hill Rd, Mc Donald, TN 37353 Property Records

Bradley County property record for 445 Pine Hill Rd, Mc Donald, TN 37353

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,320 sqft · built 2013
Lot Size	28.1 acres (1,226,650 sqft)
Owner	Individual Name on Record
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084 002.18 000`

Property Details

APN / Parcel Number

Primary APN	`084 002.18 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,226,650 sqft (28.1 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	445 PINE HILL RD
City	MC DONALD
State	TN
Zip	37353-5472
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 2; BOWATER
Legal Subdivision	BOWATER
Legal Lot Number	19
Jurisdiction	BRADLEY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2051
Census Tract	11501

Owner

Source: Bradley County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 PINE HILL RD, MC DONALD, TN 37353-5472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021
Deed Sale	Mar 1, 2021
Prior Sale	Oct 8, 2009 · Amount on Record
Deed Document Number	0002769930
Deed Book / Page	2743 / 843
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	20018247
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY TN
Recording Date	Dec 7, 2020
Property Address	445 PINE HILL RD, MC DONALD, TN 37353-5472
Document Number	2743843
Book / Page	2743 / 843
Map Reference	MB 19 PG 53
Instrument Date	Dec 3, 2020
Instrument	20018247
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PINE HILL RD, MC DONALD, TN 37353-5472

Mortgage

Document Number	20018248
Date	Dec 7, 2020
Instrument	20018248

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bradley County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bradley County
Unified School District	Bradley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 (+2.45%) Additional exemption filed	$81,225 (+48.9%) Land $19,950 Building $61,275	$646,000 (+196.06%) Land $400,900 Building $245,100
2024	$978.00 Additional exemption filed	$54,550 (-) Land $15,350 Building $39,200
2023	$978.00 Additional exemption filed	$54,550 (-) Land $15,350 Building $39,200
2022	$978.00	$54,550 Land $15,350 Building $39,200	$218,200 (-44.56%) Land $61,400 Building $156,800
2021			$393,600 Land $236,800 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND UTILITIES serves 95,087 people · EPA ID TN0000117
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures