445 Pine Grove Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 445 Pine Grove Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 2004
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2017)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20A193002`

Property Details

APN / Parcel Number

Primary APN	`20A193002`
Alternative APN	`11206`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,638 sqft Heated Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	79 ft deep x 159 ft wide
Garage Area	264 sqft
Porch	Open Porch
Porch Area	270 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11206
Street Address	445 PINE GROVE RD
City	RINGGOLD
State	GA
Zip	30736-6437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 2 PINE GROVE PARK
Legal Subdivision	PINE GROVE PARK
Legal Lot Number	2
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4012
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 PINE GROVE RD, RINGGOLD, GA 30736-6437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Feb 10, 2017	Warranty Deed, Transfer HELEN M VELKER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	0001865349
Deed Book / Page	1865 / 349
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	445 PINE GROVE RD, RINGGOLD, GA 30736-6437
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PINE GROVE RD, RINGGOLD, GA 30736-6437

Mortgage

Document Number	0022300000000407
Date	Jun 30, 2022
Book Page	0000002230/0000000407
Instrument	005585

Lender

Name	FIGURE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	445 PINE GROVE RD, RINGGOLD, GA 30736-6437
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PINE GROVE RD, RINGGOLD, GA 30736-6437

Mortgage

Document Number	0021630000000186
Date	Aug 24, 2021
Book Page	0000002163/0000000186
Instrument	008328

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jan 1, 2045

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 10, 2017
Property Address	445 PINE GROVE RD, RINGGOLD, GA 30736-6437
Document Number	0018650349
Book / Page	001865 / 000349
Instrument Date	Jan 25, 2017
Instrument	1061
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PINE GROVE RD RINGGOLD GA 307366437, RINGGOLD, GA 30736-6437

Mortgage

Document Number	18650352
Date	Feb 10, 2017
Book Page	001865/000352
Instrument	1062

Lender

Name	HELEN M VELKER
Address	47 S LINKS DR, RINGGOLD, GA 30736-4165

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2037

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00 (+9.63%) Homeowner's exemption	$110,105 (+29.46%) Land $11,000 Building $99,105	$275,262 (+29.46%) Land $27,500 Building $247,762
2023	$1,859.00 (+26.21%) Homeowner's exemption	$85,051 Land $10,000 Building $75,051	$212,627 Land $25,000 Building $187,627
2022	$1,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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