Kane County property record for 445 Persimmon Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,243 sqft · built 1986 |
| Lot Size | 0.695 acres (30,282 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $14,172 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-277-009 |
| Primary APN | 09-27-277-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,243 sqft Living Area |
| Basement Area | 1,214 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 30,282 sqft (0.695 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 445 PERSIMMON DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 093-PERSMNFLD&PT WDS |
| Legal Subdivision | PERSIMMON FIELDS |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 852005 |
445 Persimmon Dr is owner-occupied and held in a trust since April 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 445 PERSIMMON DR, SAINT CHARLES, IL 60174-1381 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2015 |
| Transfer Doc | 0000021933 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 445 Persimmon Dr was $14,172 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,172.00 Homeowner's exemption Senior Citizen's exemption | $218,083 (+6.01%) Land $72,749 Building $145,334 | $654,511 (+6.01%) Land $218,334 Building $436,176 |
| 2024 | $205,724 Land $44,688 Building $161,036 | $617,419 Land $134,118 Building $483,301 | |
| 2022 | $13,313.00 (+4.2%) Homeowner's exemption | $175,888 (+4.91%) Land $43,163 Building $132,725 | $527,664 (+4.91%) Land $129,489 Building $398,175 |
| 2021 | $12,776.00 Homeowner's exemption | $167,656 Land $41,143 Building $126,513 | $502,968 Land $123,429 Building $379,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Persimmon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Persimmon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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