445 Pepper Ln, Petaluma, CA 94952 Property Records

Sonoma County property record for 445 Pepper Ln, Petaluma, CA 94952

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,771 sqft · built 1923
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Tax Bill	$4,691 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-110-002-000`

Property Details

APN / Parcel Number

Primary APN	`113-110-002-000`
Alternative APN	`113-110-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,771 sqft Living Area
1st Floor Area	2,771 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	113-110-002
Street Address	445 PEPPER LN
City	PETALUMA
State	CA
Zip	94952-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DA10
Legal Description	LOTS 20 & 21 PEPPER NURSERY TRACT
Legal Subdivision	PEPPER NURSERY TRACT
Legal Block	2
Legal Lot Number	20,21
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2003
Census Tract	151100

Owner

Source: Sonoma County records · APN 113-110-002-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	445 PEPPER LN, PETALUMA, CA 94952-9671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 07, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 03, 2018	Deed of Trust, Mortgage AMERICAN PACIFIC MTG-TEHACHAPI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2012
Deed Sale	Jun 27, 2012
Prior Sale	Jun 27, 2011 · Amount on Record
Deed Document Number	201261126
Last Transfer Date	Nov 29, 2018
Transfer Doc	0000083537
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	445 PEPPER LN, PETALUMA, CA 94952-9671
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 PEPPER LANE, SANTA ROSA, CA 95402

Mortgage

Document Number	0000034931
Date	May 17, 2022
Instrument	2022034931

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	445 PEPPER LN, PETALUMA, CA 94952-9671
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015225
Date	Feb 28, 2020
Instrument	2020015225

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 07, 2018
Property Address	445 PEPPER LN, PETALUMA, CA 94952-9671
Document Number	0000083537
Instrument Date	Nov 29, 2018
Instrument	83537
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	445 PEPPER LN PETALUMA CA 949529671, PETALUMA, CA 94952-9671

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	445 PEPPER LN, PETALUMA, CA 94952-9671
Document Number	0000024696
Instrument Date	Apr 03, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 PEPPER LN PETALUMA CA 949529671, PETALUMA, CA 94952-9671

Mortgage

Document Number	0000024696
Date	Apr 11, 2018
Instrument	24696

Lender

Name	AMERICAN PACIFIC MTG-TEHACHAPI
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Elementary School District	Liberty Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,691.00 (+5.61%) Homeowner's exemption	$389,445 (+4.04%) Land $75,387 Building $314,058
2023	$4,442.00 (+1.58%) Homeowner's exemption	$374,323 Land $72,460 Building $301,863
2022	$4,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

Based on FCC filings for 6 locations within half a mile of this property.

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