445 Payson Rd, Tilton, NH 03276 Property Records

Merrimack County and Northfield Town property record for 445 Payson Rd, Tilton, NH 03276

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 2019
Lot Size	29.6 acres (1,289,376 sqft)
Owner	2 Individual Names on File
Last Sale	$462,533 (Oct 2025)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NRTF M:00R22 L:000001 S:000000`

Property Details

APN / Parcel Number

Primary APN	`NRTF M:00R22 L:000001 S:000000`
Alternative APN	`M:00R22 B:000001 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	2,558 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Rustic
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	1,289,376 sqft (29.6 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	445 PAYSON RD
City	TILTON
State	NH
Zip	03276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSVC
Legal Lot Number	1
Jurisdiction	NORTHFIELD TOWN NH
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2008
Census Tract	44000

Owner

445 Payson Rd is owned by two individuals who bought it in October 2025.

Source: Merrimack County and Northfield Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	436 WHITE OAK RD, CENTER BARNSTEAD, NH 03225-3070
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer ENVOY MORTGAGE LTD
Jan 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW DAY FINANCIAL LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEREDITH VLG SVGS BK
Dec 5, 2017	Warranty Deed, Transfer · Conventional Mortgage HOLY ROSARY REGIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Jan 4, 2023 · Amount on File
Deed Document Number	202517463
Deed Book / Page	3908 / 1615
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHFIELD TOWN NH
Recording Date	Oct 29, 2025
Property Address	445 PAYSON RD, NORTHFIELD, NH 03276
Document Number	0000017463
Book / Page	3908 / 1615
Instrument Date	Oct 29, 2025
Instrument	202500017463
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	436 WHITE OAK RD, CENTER BARNSTEAD, NH 03225-3070

Mortgage

Document Number	0000017464
Date	Oct 29, 2025
Instrument	202500017464

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHFIELD TOWN NH
Recording Date	Jan 4, 2023
Property Address	445 PAYSON RD, NORTHFIELD, NH 03276
Document Number	0000000174
Book / Page	3816 / 475
Instrument Date	Jan 3, 2023
Instrument	202300000174
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WHITEWATER DR, CONCORD, NH 03303-1599

Mortgage

Document Number	0000000175
Date	Jan 4, 2023
Instrument	202300000175

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD TOWN NH
Property Address	445 PAYSON RD, NORTHFIELD, NH 03276
Document Number	0036931017
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 PAYSON RD NORTHFIELD NH 03276, NORTHFIELD, NH 03276

Mortgage

Document Number	0036931017
Date	Aug 26, 2020
Book Page	003693/001017
Instrument	18170

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHFIELD TOWN NH
Recording Date	Dec 5, 2017
Property Address	445 PAYSON RD, NORTHFIELD, NH 03276
Document Number	0035791172
Book / Page	003579 / 001172
Instrument Date	Dec 1, 2017
Instrument	22887
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	336 SECOND CROWN POINT RD BARRINGTON NH 038254194, BARRINGTON, NH 03825-4194

Mortgage

Document Number	35791173
Date	Dec 5, 2017
Book Page	003579/001173
Instrument	22888

Lender

Name	HOLY ROSARY REGIONAL CU
Type	Credit Union
Address	ROCHESTER, NH 03867

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 4, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 445 Payson Rd was $4,136, up 7.2% from the year before.

Source: Merrimack County and Northfield Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Northfield Town
Unified School District	Winnisquam Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 (+7.18%)	$279,656 (+7.04%) Land $80,356 Building $199,300
2024	$3,859.00	$261,270 Land $79,570 Building $181,700
2023			$400,140
2022	$3,822.00	$262,706 Land $81,006 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Payson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Payson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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