445 Pascal St S, Saint Paul, MN 55105 Property Records

Ramsey County property record for 445 Pascal St S, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1912
Lot Size	0.118 acres (5,120 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2008)
Tax Bill	$7,964 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-23-0049`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-23-0049`
Alternative APNs	`8463639` `8478374`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Roof Type	Shed Roof
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8478374
Street Address	445 PASCAL ST S
City	SAINT PAUL
State	MN
Zip	55105-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYLVAN PARK ADDITION TO THE,CI LOT 24 BLK 16
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	SYLVAN PARK ADDITION TO THE,CI
Legal Block	16
Legal Lot Number	24
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2015
Census Tract	36500

Owner

Source: Ramsey County records · APN 10-28-23-23-0049

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 PASCAL ST S, SAINT PAUL, MN 55105-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2008 · Amount on Record
Deed Sale	Mar 07, 2008 · Amount on Record
Deed Document Number	2008365939
Last Transfer Date	Oct 17, 2014
Transfer Doc	0002515556
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	445 PASCAL ST S, SAINT PAUL, MN 55105-2520
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02712103
Date	Sep 15, 2021
Instrument	T02712103

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,400 (+8.87%) Land $113,300 Building $391,100	$504,400 (+8.87%) Land $113,300 Building $391,100
2025	$7,964.00 (+15.65%)
2023	$6,886.00	$463,300 Land $113,300 Building $350,000	$463,300 Land $113,300 Building $350,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 988 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Paul Regional Water Services serves 392,529 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.