445 Panoramic Dr, Monument, CO 80132 Property Records

El Paso County property record for 445 Panoramic Dr, Monument, CO 80132 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,509 sqft · built 2022
Lot Size	0.568 acres (24,733 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Jul 2025)
Tax Bill	$7,639 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61301-02-047`

Property Details

APN / Parcel Number

Primary APN	`61301-02-047`
Alternative APN	`R6130102047`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	115 sqft
Basement Area	2,509 sqft
Finished Basement	2,394 sqft
Unfinished Basement	115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,733 sqft (0.568 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	36 sqft
Deck Area	Deck Area
Balcony Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R6130102047
Street Address	445 PANORAMIC DR
City	MONUMENT
State	CO
Zip	80132-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SANCTUARY POINTE FIL NO 9
Legal Subdivision	SANCTUARY POINTE FIL NO 09
Legal Lot Number	25
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1014
Census Tract	7301

Owner

Source: El Paso County records · APN 61301-02-047

Assessment roll updated June 1, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 PASATIEMPO DR, SANTA CRUZ, CA 95060-1807
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
Jan 04, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Deed Document Number	202559278
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	445 PANORAMIC DR, MONUMENT, CO 80132-6215
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028761
Date	Apr 10, 2023
Instrument	223028761

Lender

Name	RED ROCKS CU
Type	Credit Union
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 03, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 04, 2023
Property Address	445 PANORAMIC DR, MONUMENT, CO 80132-6215
Document Number	0000000884
Instrument Date	Jan 03, 2023
Instrument	223000884
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	CAPSTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 PANORAMIC DR, MONUMENT, CO 80132-6215

Mortgage

Document Number	0000000885
Date	Jan 04, 2023
Instrument	223000885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Mortgage

Document Number	0000006553
Date	Jan 23, 2023
Instrument	223006553

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: El Paso County records · Assessment roll updated June 1, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,940 (-)	$1,204,887 (-)
2025	$7,639.00 (+3.51%)	$84,940 (+7.4%)	$1,204,887 (+2.07%)
2024	$7,380.00 (+327.83%)	$79,090 (+403.76%) Land $10,870 Building $68,220
2023			$1,180,462 (+2,081.15%) Land $162,200 Building $1,018,262
2022	$1,725.00	$15,700 Land $15,700	$54,121 Land $54,121

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Paso County (08041C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080410073011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	About 1 in 137 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Windfield Enterprises	Fixed Wireless (licensed-by-rule)	1,000 / 220
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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