445 Panagra Ln, Crestview, FL 32536 Property Records

Okaloosa County property record for 445 Panagra Ln, Crestview, FL 32536 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,019 sqft · built 1997
Lot Size	0.229 acres (10,009 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2020)
Tax Bill	$1,265 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-0003-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-0003-8`
Alternative APN	`07-3N-23-1311-000D-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,019 sqft Heated Area
Gross Area	1,518 sqft
1st Floor Area	1,019 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,009 sqft (0.229 acres)
Lot Width	79 ft Width
Garage Type	Finished
Garage Area	264 sqft
Porch	Open Porch
Porch Area	35 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	445 PANAGRA LN
City	CRESTVIEW
State	FL
Zip	32536-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JERNIGAN S/D 2ND ADD LOT 14 BLK D
Legal Range	23
Legal Township	03N
Legal Section	07
Legal Subdivision	JERNIGAN S/D
Legal Block	D
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2005
Census Tract	20500

Owner

Source: Okaloosa County records · APN C56-000-593-0003-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	445 PANAGRA LN, CRESTVIEW, FL 32536-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Dec 09, 2014 · Amount on Record
Deed Document Number	3384653
Deed Book / Page	3485 / 4912
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2020
Property Address	445 PANAGRA LN, CRESTVIEW, FL 32536-1824
Document Number	0034854912
Book / Page	3485 / 4912
Map Reference	MB 3 PG 26
Instrument Date	Aug 19, 2020
Instrument	3384653
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 DEER RUN ST, 1300, CEDAR PARK, TX 78613-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 YORKTOWN CIR, FORT WALTON BEACH, FL 32547-6876

Mortgage

Document Number	0034854914
Date	Aug 24, 2020
Instrument	3485/4914

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$126,963 (+5.99%)	$128,553 (-10.72%) Land $25,093 Building $103,460
2023	$1,265.00 (+3.77%) Homeowner's exemption	$119,791 (+3%)	$143,996 (+2.35%) Land $21,319 Building $122,677
2022	$1,219.00 Homeowner's exemption	$116,302	$140,694 Land $19,924 Building $120,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.