Lauderdale County property record for 445 Oxford Dr, Killen, AL 35645
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,844 sqft · built 1994 |
| Lot Size | 0.819 acres (35,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $801 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-29-0-002-064-000 |
| Primary APN | 17-09-29-0-002-064-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,171 sqft |
| 2nd Floor Area | 673 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 35,700 sqft |
| Lot Dimensions | 204 ft deep x 150 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 50282 |
|---|---|
| Street Address | 445 OXFORD DR |
| City | KILLEN |
| State | AL |
| Zip | 35645-8745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 175 X 214.54 IRR EAST RIDGE EST ADD II SD LOT 26 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | EAST RIDGE EST ADD |
| Legal Lot Number | 26 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11605 |
445 Oxford Dr is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 OXFORD DR, KILLEN, AL 35645-8745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 445 OXFORD DR, KILLEN, AL 35645-8745 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025/53660 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 2025/53660 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 445 OXFORD DR, KILLEN, AL 35645-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/21276 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 2019/21276 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 445 Oxford Dr was $801 with a homeowner's exemption, up 3.6% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $801.00 (+3.62%) Homeowner's exemption | $23,120 (+3.68%) | $231,220 (+3.73%) Land $8,200 Building $223,020 |
| 2024 | $773.00 (+6.18%) Homeowner's exemption | $22,300 (+2,913.51%) Land $800 Building $21,500 | $222,900 (+6.12%) Land $8,000 Building $214,900 |
| 2023 | $728.00 (+18.18%) Homeowner's exemption | $740 (-95.85%) Land $740 | $210,040 (+17.93%) Land $7,300 Building $202,740 |
| 2022 | $616.00 Homeowner's exemption | $17,820 | $178,100 Land $8,400 Building $169,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Oxford Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Oxford Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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