445 Opal Ct, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 445 Opal Ct, Altamonte Springs, FL 32714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,215 sqft · built 1995
Lot Size	0.169 acres (7,376 sqft)
Owner	Company Name on Record
Last Sale	$317,000 (Jan 2021)
Tax Bill	$6,606 (2025)
Deeds & Mortgages	Jan 2021 Sale May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-21-29-528-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`17-21-29-528-0000-0080`
Alternative APN	`21291752800000080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,215 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	1,360 sqft
Upper Floors Area	855 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,376 sqft (0.169 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 OPAL CT
City	ALTAMONTE SPRINGS
State	FL
Zip	32714-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDMO
Legal Description	LOT 8 PEARL LAKE VILLAS REPLAT PB 47 PG 59
Legal Range	29E
Legal Township	21S
Legal Section	17
Legal Subdivision	PEARL LAKE VILLAS REPLAT
Legal Tract	528
Legal Lot Number	8
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	21708

Owner

Source: Seminole County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Warranty Deed, Transfer BCHH INC
May 30, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Aug 31, 2011 · Amount on Record
Deed Document Number	2021363
Deed Book / Page	9804 / 930
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 5, 2021
Property Address	445 OPAL CT, ALTAMONTE SPRINGS, FL 32714-5403
Document Number	0098040930
Book / Page	9804 / 930
Map Reference	MB 47 PG 59
Instrument Date	Dec 28, 2020
Instrument	2021000363
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$2,219.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 ALHAMBRA COURT, ORLANDO, FL 32804-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	445 OPAL CT, ALTAMONTE SPRINGS, FL 32714-5403
Document Number	0094000539
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 OPAL CT ALTAMONTE SPRINGS FL 327145403, ALTAMONTE SPRINGS, FL 32714-5403

Mortgage

Document Number	0094000539
Date	Jul 24, 2019
Book Page	009400/000539
Instrument	78793

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,606.00 (-5.41%)	$376,039 (-12.25%) Land $80,000 Building $296,039	$376,039 (-12.25%) Land $80,000 Building $296,039
2023	$6,984.00 (+6.99%)	$428,551 (+7.64%)	$428,551 (+0.84%) Land $80,000 Building $348,551
2022	$6,528.00	$398,140	$424,979 Land $80,000 Building $344,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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