445 Old Toll Rd, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 445 Old Toll Rd, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 1,791 sqft · built 1980
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Dec 2017)
Tax Bill	$5,509 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0333-634-08-0000`

Property Details

APN / Parcel Number

Primary APN	`0333-634-08-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	3,117 sqft
1st Floor Area	1,791 sqft
Basement Area	885 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	339 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 OLD TOLL RD
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 7982 LOT 2 TRACT NO 7982 ARROWHEAD WOODS NO 117 LOT 2
Legal Tract	7982
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2004
Census Tract	10903

Owner

445 Old Toll Rd is owned and occupied by two individuals who bought it in December 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 426, LAKE ARROWHEAD, CA 92352-0426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 15, 2017	Grant Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Deed Document Number	2017532410
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	445 OLD TOLL RD, LAKE ARROWHEAD, CA 92352
Document Number	0000238269
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 OLD TOLL RD LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000238269
Date	Jul 16, 2020
Instrument	238269

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	445 OLD TOLL RD, LAKE ARROWHEAD, CA 92352
Document Number	0000378855
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 OLD TOLL RD LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000378855
Date	Oct 22, 2019
Instrument	378855

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 15, 2017
Property Address	445 OLD TOLL RD, LAKE ARROWHEAD, CA 92352
Document Number	0000532410
Map Reference	MAP102 PG5-9
Instrument Date	Nov 21, 2017
Instrument	2017-0532410
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 426, LAKE ARROWHEAD, CA 92352-0426

Mortgage

Document Number	0000532411
Date	Dec 15, 2017
Instrument	2017-0532411

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 445 Old Toll Rd was $5,509 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,445 (+2%) Land $69,635 Building $417,810
2025	$5,509.00 Homeowner's exemption	$477,888 Land $68,270 Building $409,618
2023	$5,164.00 (+2.1%) Homeowner's exemption	$459,331 Land $65,619 Building $393,712
2022	$5,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 445 Old Toll Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2023–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Old Toll Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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