Madison County property record for 445 Old Peggy Flat Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft |
| Lot Size | 1.37 acres (59,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2006) |
| Tax Bill | $976 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0000-0030-B |
| Primary APN | 0060-0000-0030-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,426 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 59,721 sqft (1.37 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 57580 |
|---|---|
| Street Address | 445 OLD PEGGY FLAT RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.3709 AC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11402 |
445 Old Peggy Flat Rd is owned and occupied by an individual who bought it in October 2006.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 OLD PEGGY FLAT RD, BEREA, KY 40403-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2006 · Amount on File |
| Deed Sale | Oct 2, 2006 · Amount on File |
| Deed Document Number | 376482 |
| Deed Book / Page | D0613 / 116 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 445 Old Peggy Flat Rd was $976 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $976.00 Homeowner's exemption | $152,700 | $152,700 |
| 2023 | $1,031.00 Homeowner's exemption | $152,700 | $152,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Old Peggy Flat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Old Peggy Flat Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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