445 Old NC 87, Cameron, NC 28326 Property Records

Harnett County property record for 445 Old NC 87, Cameron, NC 28326 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1964
Square Footage1,372 sqft Heated Area
Lot Size192,971 sqft (4.42 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2021)
Tax Bill$1,490.00 (2023)

Property Details

APN / Parcel Number

Primary APN1500045368
Alternative APN
  • 039567 0030

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,372 sqft Heated Area
Gross Area2,020 sqft Gross Area
1st Floor1,372 sqft 1st Floor
Stories1 Stories
Primary FlooringPlywood Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Exterior MaterialBrick Veneer Exterior
Foundation TypeFooting Foundation
Roof MaterialComposition Shingle Roof
Lot Area192,971 sqft (4.42 acres)
Patio Area284 sqft Patio
Porch1 Porch
Porch Area316 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1500045368
Street Address445 OLD NC 87
CityCAMERON
StateNC
Zip28326-8606
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description4.34ACS AMANDA E CRAWFORD MAP#2021-236
Legal SubdivisionLUTHER R LLOYD II AND SHARON H LLOYD
JurisdictionHARNETT NC
Minor Civil DivisionBARBECUE
Census Blockgroup2
Census Block2008
Census Tract71401

Owner

Source: Harnett County records · APN 1500045368

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address445 OLD NC 87, CAMERON, NC 28326-8606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Jan 15, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
USAA
Jul 10, 2019Deed of Trust, Mortgage
QUICKEN LNS
Jan 28, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleJan 15, 2020 · Amount on Record
Deed Doc Number0000406574
Deed Book / Page4065 / 74
Record RefreshedJun 07, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateOct 25, 2021
Property Address445 OLD NC 87, CAMERON, NC 28326-8606
Document Number0000025079
Book / Page4065 / 74
Map ReferenceMB 2015 SL 179
Instrument DateOct 22, 2021
Instrument2021025079
Transaction TypeTransfer
Record UpdatedNov 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address423 OLD NC 87, 423, CAMERON, NC 28326-8606

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 OLD NC 87, CAMERON, NC 28326-8606

Mortgage

Document Number0000025080
DateOct 25, 2021
Instrument2021025080
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJan 15, 2020
Property Address445 OLD NC 87, CAMERON, NC 28326-8606
Document Number0000000727
Book / Page003774 / 000081
Instrument DateJan 15, 2020
Instrument727
Transaction TypeTransfer
Record UpdatedFeb 05, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address445 OLD NC 87 CAMERON NC 283268606, CAMERON, NC 28326-8606

Mortgage

Document Number728
DateJan 15, 2020
Book Page003774/000084
Instrument728
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address445 OLD NC 87, CAMERON, NC 28326-8606
Document Number0000009468
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address445 OLD NC 87 CAMERON NC 283268606, CAMERON, NC 28326-8606

Mortgage

Document Number0000009468
DateJul 12, 2019
Book Page003714/000670
Instrument9468
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueJul 11, 2034

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address445 OLD NC 87, CAMERON, NC 28326-8606
Document Number0000001575
Book / Page003476 / 000741
Instrument DateJan 28, 2017
Transaction TypeMortgage
Record UpdatedFeb 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address445 OLD NC 87 CAMERON NC 283268606, CAMERON, NC 28326-8606

Mortgage

Document Number0000001575
DateFeb 01, 2017
Book Page003476/000741
Instrument1575
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,490.00$197,726$197,726 Land $55,520 Building $142,206

Flood & Wildfire

445 Old NC 87 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Harnett County (37085C), updated March 12, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
55th percentile of exposed land nationally · 77th in North Carolina
Wildfire LikelihoodModerate — about 1 in 806 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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