Lackawanna County property record for 445 Oak St, Scranton, PA 18508
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 1930 |
| Lot Size | 0.243 acres (10,595 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Sep 2025) |
| Tax Bill | $36,184 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13408010058 |
| Primary APN | 13408010058 |
|---|
| Building Area | 2,028 sqft Total Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 10,595 sqft (0.243 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Street Address | 445 OAK ST |
|---|---|
| City | SCRANTON |
| State | PA |
| Zip | 18508-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X175X61X216 BLDG & LAND W-02 B-0840 L-0130 P-01800 |
| Legal Block | 840 |
| Legal Lot Number | 130 |
| Jurisdiction | LACKAWANNA PA |
| Township / Civil Division | SCRANTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 101300 |
445 Oak St is owned and occupied by two individuals who bought it in September 2025.
Source: Lackawanna County records, as of April 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 OAK ST, SCRANTON, PA 18508-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed, Transfer UNKNOWN, BLACK ROCK ABSTRACT LLC |
| Dec 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NET FEDERAL CU |
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Prior Sale | Apr 29, 1992 · Amount on File |
| Deed Document Number | 202515792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Recording Date | Sep 30, 2025 |
| Property Address | 445 OAK ST, SCRANTON, PA 18508-1563 |
| Document Number | 0000015792 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 202515792 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | UNKNOWN, BLACK ROCK ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 OAK ST, SCRANTON, PA 18508-1563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 445 OAK ST, SCRANTON, PA 18508-1563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020064 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 201720064 |
| Name | NET FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 22, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACKAWANNA PA |
| Property Address | 445 OAK ST, SCRANTON, PA 18508-1563 |
| Document Number | 0000003217 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 OAK ST SCRANTON PA 185081563, SCRANTON, PA 18508-1563 |
| Document Number | 0000003217 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 3217 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2032 |
The 2026 property tax bill for 445 Oak St was $36,184, up 828.3% from the year before.
Source: Lackawanna County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lackawanna County |
| Municipality | Scranton City |
| Unified School District | Scranton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,184.00 (+828.27%) | $226,170 (+1,784.75%) Land $32,160 Building $194,010 | |
| 2025 | $3,898.00 (+9.37%) | $12,000 (-) Land $2,100 Building $9,900 | |
| 2024 | $3,564.00 Homeowner's exemption | $12,000 Land $2,100 Building $9,900 | $226,170 Land $32,160 Building $194,010 |
| $12,000 Land $2,100 Building $9,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 445 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1987–2023) |
| Most Recent Claim | Sep 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| ICON Technologies Fixed Wireless | 100 / 50 |
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