445 Oak St, Scranton, PA 18508 Property Records

Lackawanna County property record for 445 Oak St, Scranton, PA 18508

Property Summary

Property TypeSingle Family Home
Details2,028 sqft · built 1930
Lot Size0.243 acres (10,595 sqft)
Owner2 Individual Names on File
Last Sale$239,000 (Sep 2025)
Tax Bill$36,184 (2026)
Deeds & MortgagesSep 2025 Sale
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13408010058

Property Details

APN / Parcel Number

Primary APN13408010058

Interior

Building Area2,028 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area10,595 sqft (0.243 acres)
Lot Dimensions175 ft deep x 50 ft wide

Location & Zoning

Street Address445 OAK ST
CitySCRANTON
StatePA
Zip18508-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X175X61X216 BLDG & LAND W-02 B-0840 L-0130 P-01800
Legal Block840
Legal Lot Number130
JurisdictionLACKAWANNA PA
Township / Civil DivisionSCRANTON
Census Block Group3
Census Block3002
Census Tract101300

Owner

445 Oak St is owned and occupied by two individuals who bought it in September 2025.

Source: Lackawanna County records, as of April 7, 2026

Owner of Record2 Individual Names on File
Mailing Address445 OAK ST, SCRANTON, PA 18508-1563
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed, Transfer
UNKNOWN, BLACK ROCK ABSTRACT LLC
Dec 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
NET FEDERAL CU
Feb 24, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2025 · Amount on File
Deed SaleSep 30, 2025 · Amount on File
Prior SaleApr 29, 1992 · Amount on File
Deed Document Number202515792
Record UpdatedOct 29, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionLACKAWANNA PA
Recording DateSep 30, 2025
Property Address445 OAK ST, SCRANTON, PA 18508-1563
Document Number0000015792
Instrument DateSep 25, 2025
Instrument202515792
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanyUNKNOWN, BLACK ROCK ABSTRACT LLC

Transaction

AmountAmount on Record
Tax$2,390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address445 OAK ST, SCRANTON, PA 18508-1563

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address445 OAK ST, SCRANTON, PA 18508-1563
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020064
DateDec 7, 2017
Instrument201720064
Lender
NameNET FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 22, 2022
Interest
Rate TypeFixed Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address445 OAK ST, SCRANTON, PA 18508-1563
Document Number0000003217
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address445 OAK ST SCRANTON PA 185081563, SCRANTON, PA 18508-1563

Mortgage

Document Number0000003217
DateMar 2, 2017
Instrument3217
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueMar 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 445 Oak St was $36,184, up 828.3% from the year before.

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLackawanna County
MunicipalityScranton City
Unified School DistrictScranton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,184.00 (+828.27%)$226,170 (+1,784.75%) Land $32,160 Building $194,010
2025$3,898.00 (+9.37%)$12,000 (-) Land $2,100 Building $9,900
2024$3,564.00 Homeowner's exemption$12,000 Land $2,100 Building $9,900$226,170 Land $32,160 Building $194,010
$12,000 Land $2,100 Building $9,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1987–2023)
Most Recent ClaimSep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMER WATER CO LAKE SCRANTON
private · serves 137,142 people · EPA ID PA2359008
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
ICON Technologies
Fixed Wireless
100 / 50

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