Pinellas County property record for 445 Oak St, Safety Harbor, FL 34695
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,078 sqft · built 1948 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $145,000 (May 2026) |
| Tax Bill | $2,771 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-762-5083-6 |
| Primary APN | C62-000-762-5083-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Frame/Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R34334 |
|---|---|
| Street Address | 445 OAK ST |
| City | SAFETY HARBOR |
| State | FL |
| Zip | 34695-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YOUNGBLOODS, J.J. ADD BLK 1, LOT 9 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 4 |
| Legal Subdivision | YOUNGBLOODS, J.J. ADD |
| Legal Tract | 99630 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 26816 |
445 Oak St is held in a trust since May 2026.
Source: Pinellas County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 14, 2026 | Warranty Deed, Transfer · Balloon Mortgage NAPA TITLE, APHA TITLE |
| May 14, 2026 | Warranty Deed, Transfer · Balloon Mortgage NAPA TITLE, APHA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on File |
| Deed Sale | May 14, 2026 · Amount on File |
| Prior Sale | Feb 5, 2009 · Amount on File |
| Deed Document Number | 2026131215 |
| Deed Book / Page | 23559 / 1102 |
| Prior Transfer Date | Jul 15, 2008 |
| Prior Transfer Doc | 0163330026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 445 OAK ST, SAFETY HARBOR, FL 34695-2904 |
| Document Number | 0000227018 |
| Book / Page | 23671 / 2227 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026227018 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 14, 2026 |
| Property Address | 445 OAK ST, SAFETY HARBOR, FL 34695-2904 |
| Document Number | 0000131215 |
| Book / Page | 23559 / 1102 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026131215 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NAPA TITLE, APHA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 CHILLUM CT, SAFETY HARBOR, FL 34695-5600 |
| Investor | Possibly a Property Investor |
| Document Number | 0000131216, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026131216 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.46% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 14, 2026 |
| Property Address | 445 OAK ST, SAFETY HARBOR, FL 34695-2904 |
| Document Number | 0235591102 |
| Book / Page | 23559 / 1102 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026131215 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NAPA TITLE, APHA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 CHILLUM CT, SAFETY HARBOR, FL 34695-5600 |
| Investor | Possibly a Property Investor |
| Document Number | 0000131216, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026131216 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 445 Oak St was $2,771.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Safety Harbor City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,771.00 | $191,608 Land $99,149 Building $92,459 | $191,608 Land $99,149 Building $92,459 |
| 2023 | $2,499.00 (+14.32%) | $197,582 (+21.37%) | $197,582 (+21.37%) Land $124,323 Building $73,259 |
| 2022 | $2,186.00 | $162,793 | $162,793 Land $102,215 Building $60,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Oak St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 7 (1985–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAFETY HARBOR WATER DEPT serves 16,473 people · EPA ID FL6521576 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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