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445 Oak St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 445 Oak St, Lyndhurst, NJ 07071 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,008 sqft · built 1927
Lot Size0.085 acres (3,698 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Jul 2024)
Tax Bill$13,548 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00128-0000-00006

Property Details

APN / Parcel Number

Primary APN32-00128-0000-00006
Alternative APNs
  • 320012800006
  • 00308800

Interior

Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area2,008 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialAluminum/Vinyl
Lot Area3,698 sqft (0.085 acres)
Lot Dimensions100 ft deep x 37 ft wide

Location & Zoning

Account Number00308800
Street Address445 OAK ST
CityLYNDHURST
StateNJ
Zip07071-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description37X100
Legal SubdivisionWALTER VANDENBURGH
Legal Block128
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionLYNDHURST
Census Block Group5
Census Block5001
Census Tract31300

Owner

Source: Bergen County and Lyndhurst Township records · APN 32-00128-0000-00006

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 OAK ST, LYNDHURST, NJ 07071-2316
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2024 · Amount on Record
Deed SaleJul 18, 2024 · Amount on Record
Prior SaleJun 29, 2004 · Amount on Record
Deed Document Number202443174
Deed Book / Page5284 / 175
Prior Transfer DateMay 15, 2020
Prior Transfer Doc0040440844
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address445 OAK ST, LYNDHURST, NJ 07071-2316
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 OAK ST, LYNDHURST, NJ 07071-2316

Mortgage

Document Number0041770376
DateJun 01, 2021
Book Page4177/376
Instrument2021086242
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueApr 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateMar 30, 2021
Property Address445 OAK ST, LYNDHURST, NJ 07071-2316
Document Number0040440844
Book / Page4044 / 844
Instrument DateJan 06, 2021
Instrument2021046046
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyALLSTATES TITLE SERVICES INC, ALLSTATES TITLE SERVICE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 OAK ST, LYNDHURST, NJ 07071-2316

Mortgage

Document Number2021046047
DateMar 30, 2021
Instrument2021046047
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionLyndhurst Township
Unified School DistrictLyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$638,700 (+4.89%) Land $293,000 Building $345,700$638,700 (+4.89%) Land $293,000 Building $345,700
2025$13,548.00 (+20.22%)$608,900 (+15.04%) Land $281,500 Building $327,400$608,900 (+15.04%) Land $281,500 Building $327,400
2024$11,269.00 (+6.69%)
2023$529,300 Land $270,500 Building $258,800$529,300 Land $270,500 Building $258,800
2022$10,562.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030313005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 999 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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