Madison County property record for 445 Oak Ln, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,258 sqft · built 1974 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,006 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9757-28-8550 |
| Primary APN | 9757-28-8550 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,258 sqft Heated Area |
| 1st Floor Area | 2,258 sqft |
| Basement Area | 2,258 sqft |
| Unfinished Basement | 2,258 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 203 sqft |
| Heating System | Other |
|---|
| Street Address | 445 OAK LN |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-0316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | MOUNTAIN HOME ESTATES |
| Legal Block | 28 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 4, BEECH GLENN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
445 Oak Ln is owner-occupied and held in a trust.
Source: Madison County records, as of April 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 445 OAK LN, MARS HILL, NC 28754-0316 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 445 Oak Ln was $1,006.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 | $362,803 Land $45,144 Building $317,659 | $362,803 Land $45,144 Building $317,659 |
| 2023 | $293,942 Land $41,040 Building $252,902 | $293,942 Land $41,040 Building $252,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Oak Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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