445 Oak Ave, West Berlin, NJ 08091 Property Records

Camden County and Berlin Township property record for 445 Oak Ave, West Berlin, NJ 08091

Property Summary

Property TypeSingle Family Home
Details748 sqft · built 1935
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Jul 2022)
Tax Bill$4,281 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN06-01904-0000-00013-01

Property Details

APN / Parcel Number

Primary APN06-01904-0000-00013-01
Alternative APNs
  • 06019040000000130001
  • 01607000

Interior

Stories1 Story
Building Area748 sqft Living Area
1st Floor Area748 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleRanch
Construction TypeFrame
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions314 ft deep x 78 ft wide

Location & Zoning

Account Number01607000
Street Address445 OAK AVE
CityWEST BERLIN
StateNJ
Zip08091-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI1
Legal Block1904
Legal Lot Number13.1
JurisdictionCAMDEN NJ
Township / Civil DivisionBERLIN
Census Block Group2
Census Block2016
Census Tract608800

Owner

445 Oak Ave is owned and occupied by two individuals who bought it in July 2022.

Source: Camden County and Berlin Township records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address445 OAK AVE, WEST BERLIN, NJ 08091-3806
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Line of Credit
TRUMARK FINANCIAL CU
Jul 18, 2022Bargain and Sale Deed, Transfer
SURREY TITLE COMPANY, SURETY TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2022 · Amount on File
Deed SaleJul 18, 2022 · Amount on File
Deed Document Number202269177
Deed Book / Page12139 / 650
Prior Transfer DateApr 2, 2013
Prior Transfer Doc0000036665
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address445 OAK AVE, WEST BERLIN, NJ 08091-3806
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 OAK AVE, WEST BERLIN XX

Mortgage

Document Number0000005677
DateJan 23, 2023
Book Page12272/1336
Instrument2023005677
Lender
NameTRUMARK FINANCIAL CU
TypeCredit Union
AddressFORT WASHINGTON, PA 19034
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCAMDEN NJ
Recording DateJul 18, 2022
Property Address445 OAK AVE, WEST BERLIN, NJ 08091-3806
Document Number0000069177
Book / Page12139 / 650
Instrument DateJun 9, 2022
Instrument2022069177
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanySURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

AmountAmount on Record
Tax$320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address611 DECATUR ST, 611, BROOKLYN, NY 11233-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 OAK AVENEU, WEST BERLIN, NJ 08091-3806

Tax Assessment & Valuation

The 2025 property tax bill for 445 Oak Ave was $4,281, up 1.6% from the year before.

Source: Camden County and Berlin Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionBerlin Township
Unified School DistrictBerlin Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,900 (-) Land $44,100 Building $60,800$104,900 (-) Land $44,100 Building $60,800
2025$4,281.00 (+1.59%)$104,900 Land $44,100 Building $60,800$104,900 Land $44,100 Building $60,800
2024$4,214.00
2023$104,900 Land $44,100 Building $60,800$104,900 Land $44,100 Building $60,800
2022$4,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Oak Ave is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 66% of New Jersey
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERLIN WATER DEPARTMENT
serves 12,991 people · EPA ID NJ0405001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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