445 Nova Dr, Davenport, FL 33837 Property Records

Polk County property record for 445 Nova Dr, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,674 sqft · built 2017
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Dec 2024)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-32-709506-001110`

Property Details

APN / Parcel Number

Primary APN	`27-26-32-709506-001110`
Alternative APNs	`322627709506001110` `22627000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	1,106 sqft
Upper Floors Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,050 sqft (0.139 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	46 sqft

Location & Zoning

Street Address	445 NOVA DR
City	DAVENPORT
State	FL
Zip	33837-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA NOVA-PHASE 2 PB 161 PG 28-31 LOT 111
Legal Range	27E
Legal Township	26S
Legal Section	32
Legal Subdivision	BELLA NOVA - PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	111
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1008
Census Tract	12514

Owner

Source: Polk County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 NOVA DR, DAVENPORT, FL 33837-2682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Aug 16, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Apr 18, 2023 · Amount on Record
Deed Document Number	2024275741
Deed Book / Page	13356 / 2201
Prior Transfer Date	Nov 22, 2024
Prior Transfer Doc	0000275741
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 18, 2023
Property Address	445 NOVA DR, DAVENPORT, FL 33837-2682
Document Number	0000089291
Book / Page	12657 / 155
Map Reference	MB 161 PG 28-31
Instrument Date	Apr 11, 2023
Instrument	2023089291
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 HILLBRIDGE DR, HAINES CITY, FL 33844-7606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 NOVA DR, DAVENPORT, FL 33837-2682

Mortgage

Document Number	0012657157
Date	Apr 18, 2023
Instrument	12657/157

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	445 NOVA DR, DAVENPORT, FL 33837-2682
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 NOVA DR, DAVENPORT, FL 33837-2682

Mortgage

Document Number	0000139137
Date	May 28, 2021
Book Page	11735/1155
Instrument	2021139137

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	445 NOVA DR, DAVENPORT, FL 33837-2682
Document Number	0113371956
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 NOVA DR DAVENPORT FL 338372682, DAVENPORT, FL 33837-2682

Mortgage

Document Number	0113371956
Date	Aug 18, 2020
Book Page	011337/001956
Instrument	167226

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 16, 2017
Property Address	445 NOVA DR, DAVENPORT, FL 33837-2682
Document Number	0102350391
Book / Page	010235 / 000391
Instrument Date	Aug 11, 2017
Instrument	157638
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2017
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,756.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 NOVA DR DAVENPORT FL 338372682, DAVENPORT, FL 33837-2682

Mortgage

Document Number	102350392
Date	Aug 16, 2017
Book Page	010235/000392
Instrument	157639

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,759.00 (+15.95%) Homeowner's exemption	$330,955 (+33.61%) Land $58,000 Building $272,955	$330,955 (-5.71%) Land $58,000 Building $272,955
2023	$3,242.00 (+3.08%)	$247,711 (+3%)	$350,981 (+17.21%) Land $56,000 Building $294,981
2022	$3,145.00 Homeowner's exemption	$240,496	$299,448 Land $46,000 Building $253,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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