Lake County property record for 445 Northgate Dr, Crown Point, IN 46307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,472 sqft · built 1979 |
| Lot Size | 0.214 acres (9,324 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,284 (2024) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-23-09-0422-0003 |
| Primary APN | 003-23-09-0422-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Basement Area | 1,472 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,324 sqft (0.214 acres) |
| Lot Dimensions | 126 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 003-23-09-0422-0003 |
|---|---|
| Old Parcel Number | 230904220003 |
| Street Address | 445 NORTHGATE DR |
| City | CROWN POINT |
| State | IN |
| Zip | 46307-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHGATE UNIT 1 LOT 3 |
| Legal Subdivision | NORTHGATE |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 43001 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 445 NORTHGATE DR, CROWN POINT, IN 46307-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK |
| Mar 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 |
| Deed Sale | Mar 29, 2018 |
| Deed Document Number | 2018 020246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 445 NORTHGATE DR, CROWN POINT, IN 46307-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030507 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017 030507 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CROWN POINT, IN 46307 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 29, 2018 |
| Property Address | 445 NORTHGATE DR, CROWN POINT, IN 46307-2626 |
| Document Number | 0000020246 |
| Map Reference | MB48 PG123 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2018 020246 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 NORTHGATE DR, CROWN POINT, IN 46307-2626 |
| Document Number | 0000020247 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018 020247 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2038 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Center Township |
| Municipality | Crown Point City |
| Unified School District | Crown Point Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $269,000 (+13.26%) Land $39,900 Building $229,100 | $269,000 (+13.26%) Land $39,900 Building $229,100 | |
| 2024 | $5,284.00 (+6.66%) | ||
| 2023 | $237,500 (+5.93%) Land $39,900 Building $197,600 | $237,500 (+5.93%) Land $39,900 Building $197,600 | |
| 2022 | $4,954.00 | $224,200 Land $39,900 Building $184,300 | $224,200 Land $39,900 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008 |
|---|---|
| Water Source | Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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