445 Normandy J, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 445 Normandy J, Delray Beach, FL 33484

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 907 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Apr 2020)
Tax Bill$967 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-22-13-010-4450

Property Details

APN / Parcel Number

Primary APN00-42-46-22-13-010-4450

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area907 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area43,560 sqft (1 acres)
PorchEnclosed/Finished Porch
Porch Area108 sqft

Location & Zoning

Street Address445 NORMANDY J
CityDELRAY BEACH
StateFL
Zip33484-4874
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionKINGS POINT NORMANDY J COND PAR 445
Legal Range42E
Legal Township46S
Legal Section22
Legal SubdivisionNORMANDY A THRU U CONDO
Legal Block10
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract5944

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 NORMANDY J, DELRAY BEACH, FL 33484-4874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleMay 16, 2012 · Amount on Record
Deed Document Number2020121219
Deed Book / Page31337 / 453
Prior Transfer DateNov 8, 2005
Prior Transfer Doc0196941745
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateApr 2, 2020
Property Address445 NORMANDY J, DELRAY BEACH, FL 33484-4874
Document Number0313370453
Book / Page031337 / 000453
Instrument DateMar 31, 2020
Instrument121219
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyCORPORATE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 NORMANDY J DELRAY BEACH FL 334844874, DELRAY BEACH, FL 33484-4874

Mortgage

Document Number313370456
DateApr 2, 2020
Book Page031337/000456
Instrument121220
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$967.00 (+4.54%) Homeowner's exemption$83,799 (+5.99%)$95,582 (-20.03%) Building $95,582
2024$925.00 (+4.4%)
2023$886.00 (+3.14%) Homeowner's exemption$79,065 (+3%)$119,519 (+16.57%) Building $119,519
2022$859.00 Homeowner's exemption$76,762$102,529 Building $102,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies926 units insured
incl. 864 condo units
Nearby Flood Claims21 (1979–2017)
Claims Outside the SFHA13 of 21
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Blue Stream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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