445 Noah Ct, Westminster, MD 21157 Property Records

Carroll County property record for 445 Noah Ct, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,940 sqft · built 1999
Lot Size0.769 acres (33,509 sqft)
Owner2 Individual Names on Record
Last Sale$670,000 (Aug 2022)
Tax Bill$6,869 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-137818

Property Details

APN / Parcel Number

Primary APN07-137818
Alternative APNs
  • 7137818
  • 137818

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,940 sqft Total Area
Basement Area870 sqft
Finished Basement870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area33,509 sqft (0.769 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area170 sqft
Deck Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number137818
Street Address445 NOAH CT
CityWESTMINSTER
StateMD
Zip21157-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 205 - 33509 SF 445 NOAH CT 44-163 AMND EDEN FARMS WEST BR SC
Legal SubdivisionEDEN FARMS WEST BR SEC
Legal Lot Number205
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2006
Census Tract507601

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 NOAH CT, WESTMINSTER, MD 21157-2912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Mar 2, 2018Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2022 · Amount on Record
Deed SaleAug 24, 2022 · Amount on Record
Prior SaleMar 2, 2018 · Amount on Record
Deed Book / Page10862 / 301
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 24, 2022
Property Address445 NOAH CT, WESTMINSTER, MD 21157-2912
Document Number0108620301
Book / Page10862 / 301
Map ReferenceMB 42 PG 186-187
Instrument DateJul 29, 2022
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0108620307
DateAug 24, 2022
Instrument10862-0307
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMar 2, 2018
Property Address445 NOAH CT, WESTMINSTER, MD 21157-2912
Document Number0089530334
Book / Page8953 / 0334
Map ReferenceMB42 187
Instrument DateAug 5, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyUNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address445 NOAH CT, WESTMINSTER, MD 21157-2912

Mortgage

Document Number0008953340
DateMar 2, 2018
Instrument8953/340
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$667,100 (+31.86%) Land $151,500 Building $515,600$667,100 (+31.86%) Land $151,500 Building $515,600
2025$6,869.00 (+20.17%)
2023$5,716.00$505,900 Land $151,500 Building $354,400$505,900 Land $151,500 Building $354,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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