Will County property record for 445 Niagara St, Park Forest, IL 60466
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 1957 |
| Lot Size | 0.18 acres (7,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Aug 2024) |
| Tax Bill | $5,110 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-14-01-106-001 |
| Primary APN | 21-14-01-106-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 7,846 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Street Address | 445 NIAGARA ST |
|---|---|
| City | PARK FOREST |
| State | IL |
| Zip | 60466-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 3 IN VILLAGE OF PARK FOREST, AREA 6, BEING A SUB OF PRT OF THE NE1/4 OF SEC 2, THE NW1/4 OF SEC 1, T34N-R13E |
| Legal Range | 13E |
| Legal Township | 34N |
| Legal Section | 01 |
| Legal Subdivision | VILLAGE OF PARK |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | MONEE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 883603 |
445 Niagara St is owned and occupied by an individual who acquired it in December 2025.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 15, 2025 | Transfer on Death Deed, Transfer |
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 18, 2022 | Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on File |
| Deed Sale | Aug 15, 2024 · Amount on File |
| Prior Sale | Jun 28, 2022 · Amount on File |
| Deed Document Number | 202441548 |
| Last Transfer Date | Dec 15, 2025 |
| Transfer Doc | 0000070743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Document Number | 0000009493 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | R2026009493 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 15, 2025 |
| Property Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Document Number | 0000070743 |
| Map Reference | DOC 710617 |
| Instrument Date | Dec 15, 2025 |
| Instrument | R2025070743 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 28, 2022 |
| Property Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Document Number | 0000049518 |
| Map Reference | DOC 710617 |
| Instrument Date | Jun 10, 2022 |
| Instrument | R2022049518 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 NIAGARA STREET, ODELL, IL 60460 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049519 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | R2022049519 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate | 6.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 18, 2022 |
| Property Address | 445 NIAGARA ST, PARK FOREST, IL 60466-2524 |
| Document Number | 0000005736 |
| Map Reference | DOC 710617 |
| Instrument Date | Sep 28, 2021 |
| Instrument | R2022005736 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $39.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3833 E MAIN ST # 1004, 1004, SAINT CHARLES, IL 60174-2424 |
| Document Number | 0000005737 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | R2022005737 |
| Name | RESIDENTIAL CAPITAL PARTNERS SECURE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Monee Township |
| Municipality | Park Forest Village |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,209 (+8.5%) Land $10,330 Building $32,879 | $129,627 (+8.5%) Land $30,990 Building $98,637 | |
| 2024 | $5,110.00 | $39,824 Land $9,521 Building $30,303 | $119,472 Land $28,563 Building $90,909 |
| 2022 | $6,220.00 | $30,199 Land $7,220 Building $22,979 | $90,597 Land $21,660 Building $68,937 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 445 Niagara St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Aug 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Niagara St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARK FOREST serves 21,687 people · EPA ID IL0314740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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