445 Nectar Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 445 Nectar Ave, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	1,405 sqft · built 1950
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$357,500 (Oct 2025)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 1 more
APN	`11-00745-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`11-00745-0000-00008`

Interior

Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	445 NECTAR AVE
City	GALLOWAY
State	NJ
Zip	08205-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	PINEHURST
Legal Block	745
Legal Lot Number	8
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2009
Census Tract	10403

Owner

Source: Atlantic County and Galloway Township records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 NECTAR AVE, GALLOWAY, NJ 08205-4507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage AFFORDABLE MORTGAGE ADVISORS LLC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	202538877
Prior Transfer Date	Jul 8, 2010
Prior Transfer Doc	2010042424
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Recording Date	Jul 16, 2026
Property Address	445 NECTAR AVE, GALLOWAY, NJ 08205-4507
Document Number	0000030810
Instrument Date	Jun 22, 2026
Instrument	202630810
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 NECTAR AVE, GALLOWAY, NJ 08205-4507

Mortgage

Document Number	0000030810,
Date	Jul 16, 2026
Instrument	202630810

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	445 NECTAR AVE, GALLOWAY, NJ 08205-4507
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 LIGHTHOUSE CT, ATLANTIC CITY, NJ 08401-2825

Mortgage

Document Number	0000038878
Date	Oct 22, 2025
Instrument	2025038878

Lender

Name	AFFORDABLE MORTGAGE ADVISORS LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	445 NECTAR AVE, GALLOWAY, NJ 08205-4507
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FREEDOM TITLE & ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021033986
Date	Jun 7, 2021
Instrument	2021033986

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,400 (-) Land $46,500 Building $86,900	$133,400 (-) Land $46,500 Building $86,900
2025	$4,522.00 (+1.55%)	$133,400 (-) Land $46,500 Building $86,900	$133,400 (-) Land $46,500 Building $86,900
2024	$4,453.00 (+3.97%)
2023		$133,400 Land $46,500 Building $86,900	$133,400 Land $46,500 Building $86,900
2022	$4,283.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2000–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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