Deschutes County property record for 445 NE Emerson Ave, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $462,500 (Jan 2021) |
| Tax Bill | $3,036 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171233-CC-00400 |
| Primary APN | 171233-CC-00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,480 sqft |
| 1st Floor Area | 1,192 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 288 sqft |
| Deck Area | 240 sqft |
|---|---|
| Shed | 1 Shed |
| Lean-To | 192 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 105610 |
|---|---|
| Street Address | 445 NE EMERSON AVE |
| City | BEND |
| State | OR |
| Zip | 97701-4940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | KEYSTONE TERRACE BLOCK 3 LOT PT.5.&.6 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 33 |
| Legal Subdivision | KEYSTONE TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 5&6 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 1502 |
445 NE Emerson Ave is owned by a company that acquired it in February 2021.
Source: Deschutes County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2074 NW CABOT LAKE CT, BEND, OR 97703-5574 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Intrafamily Transfer, Transfer |
| Jan 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | Sep 9, 2015 · Amount on File |
| Deed Document Number | 2021895 |
| Last Transfer Date | Feb 26, 2021 |
| Transfer Doc | 0000012859 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 1, 2021 |
| Property Address | 445 NE EMERSON AVE, BEND, OR 97701-4940 |
| Document Number | 0000012859 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-12859 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2074 NW CABOT LAKE CT, BEND, OR 97703-5574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 6, 2021 |
| Property Address | 445 NE EMERSON AVE, BEND, OR 97701-4940 |
| Document Number | 0000000895 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021-00895 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2074 NW CABOT LAKE CT, BEND, OR 97703-5574 |
| Document Number | 0000000896 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-00896 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 445 NE Emerson Ave was $3,036, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,036.00 (+3.94%) | $179,730 (+3%) | $518,060 (+1.52%) Land $252,070 Building $265,990 |
| 2024 | $2,921.00 (+7.87%) | $174,500 (+3%) | $510,310 (-) Land $252,070 Building $258,240 |
| 2023 | $2,708.00 | $169,420 | $510,310 Land $252,070 Building $258,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 NE Emerson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 NE Emerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon, Webformix.
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