445 N Oak St, Elmhurst, IL 60126 Property Records

DuPage County property record for 445 N Oak St, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,393 sqft · built 1954
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jul 2018)
Tax Bill$8,165 (2025)
Deeds & MortgagesApr 2019 Transfer
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-35-304-011

Property Details

APN / Parcel Number

Primary APN03-35-304-011

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,393 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions12.1 ft deep x 6 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address445 N OAK ST
CityELMHURST
StateIL
Zip60126-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionEMERY MANOR PARK UNIT NO 2
Legal SubdivisionEMERY MANOR PARK
Legal Lot Number11
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionADDISON
Census Block Group3
Census Block3002
Census Tract840600

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 N OAK ST, ELMHURST, IL 60126-2215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 27, 2018Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleApr 17, 2014 · Amount on Record
Deed Document Number201870040
Last Transfer DateApr 7, 2019
Transfer Doc0000032054
Record UpdatedSep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateApr 30, 2019
Property Address445 N OAK ST, ELMHURST, IL 60126-2215
Document Number0000032054
Instrument DateMar 7, 2019
Instrument32054
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address445 N OAK ST ELMHURST IL 601262215, ELMHURST, IL 60126-2215

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateJul 27, 2018
Property Address445 N OAK ST, ELMHURST, IL 60126-2215
Document Number0000070040
Instrument DateJun 27, 2018
Instrument70040
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyRAVENSWOOD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address445 N OAK ST ELMHURST IL 601262215, ELMHURST, IL 60126-2215

Mortgage

Document Number70041
DateJul 27, 2018
Instrument70041
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionAddison Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,165.00 (+17.14%)$147,222 (+22.9%) Land $76,410 Building $70,812$441,666 (+22.9%) Land $229,230 Building $212,436
2022$6,970.00 Homeowner's exemption$119,790 Land $62,300 Building $57,490$359,370 Land $186,900 Building $172,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1979–2013)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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