445 N Lighthouse Dr, Mears, MI 49436 Property Records

Oceana County property record for 445 N Lighthouse Dr, Mears, MI 49436 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.379 acres (16,523 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,381 (2024)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`006-322-067-00`

Property Details

APN / Parcel Number

Primary APN	`006-322-067-00`

Exterior

Lot Area	16,523 sqft (0.379 acres)

Location & Zoning

Street Address	445 N LIGHTHOUSE DR
City	MEARS
State	MI
Zip	49436-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	445 N LIGHTHOUSE DR QC-L2013P25238LE GOLDEN SANDS NO 2 LOT 67, EXC N 10 FT & UNDIV INT IN HILLSIDE PARK & SANDY LANE PARK
Legal Subdivision	GOLDEN SANDS
Legal Lot Number	67
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1068
Census Tract	11000

Owner

Source: Oceana County records · APN 006-322-067-00

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9211 TRAFALGAR DR SE, ALTO, MI 49302-8967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 25, 2013
Transfer Doc	2013/025238
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 02, 2022
Property Address	445 N LIGHTHOUSE DR, MEARS, MI 49436-9659
Document Number	2022/16381
Book / Page	2022 / 16381
Instrument Date	Jul 29, 2022
Instrument	202200004646
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9211 TRAFALGAR DR SE, ALTO, MI 49302-8967

Mortgage

Document Number	202200004647
Date	Aug 02, 2022
Instrument	202200004647

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,500 (+0.9%)	$897,000 (+0.9%)
2025		$444,500 (+40.89%) Land $444,500	$889,000 (+40.89%) Land $889,000
2024	$15,381.00 (+177.59%)
2023		$315,500 Land $315,500	$631,000 (-) Land $631,000
2022	$5,541.00		$631,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261270110001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Great Lakes Energy Connections	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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