445 N Cove Rd, Corolla, NC 27927 Property Records

Currituck County property record for 445 N Cove Rd, Corolla, NC 27927

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 5,234 sqft · built 1993
Lot Size0.658 acres (28,706 sqft)
Owner2 Individual Names on File
Last Sale$980,000 (Feb 1999)
Tax Bill$15,880 (2025)
Flood ZoneZone X (minimal risk)
APN9943-54-7232

Property Details

APN / Parcel Number

Primary APN9943-54-7232
Alternative APNs
  • 127C00000500000
  • 000038966
  • 9943-54

Interior

Bedrooms6 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,234 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Foundation TypePile
Lot Area28,706 sqft (0.658 acres)
Lot Depth287 ft Depth
Deck Area512 sqft
Patio Area1,855 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000038966
Street Address445 N COVE RD
CityCOROLLA
StateNC
Zip27927-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 50 PINE ISLAND PUD
Legal SubdivisionPINE ISLAND PUD
Legal Lot Number50
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1080
Census Tract110101

Owner

445 N Cove Rd is owned by two individuals who bought it in February 1999.

Source: Currituck County records, as of November 27, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address2927 44TH ST NW, WASHINGTON, DC 20016-3548
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 1999 · Amount on File
Deed SaleFeb 12, 1999 · Amount on File
Deed Document Number0000454931
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 445 N Cove Rd was $15,880, up 0.1% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,880.00 (+0.1%)$2,199,700 (-) Land $1,568,000 Building $631,700
2024$15,864.00 (+16.9%)$2,199,700 (+3.96%) Land $1,568,000 Building $631,700
2023$13,570.00 (+20.87%)$2,116,000 (-) Land $1,568,000 Building $548,000$2,116,000 (-) Land $1,568,000 Building $548,000
2022$11,227.00$2,116,000 Land $1,568,000 Building $548,000$2,116,000 (-3.81%) Land $1,568,000 Building $548,000
2021$2,199,700 Land $1,568,000 Building $631,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 N Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 1,596 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,634 units insured
incl. 38 condo units
Nearby Flood Claims390 (1989–2026)
Claims Outside the SFHA313 of 390
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dorian, Sep 2019 · 18 claims
  • Hurricane Matthew, Oct 2016 · 64 claims
  • Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 N Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on N Cove Rd

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