445 N 4th St, River Falls, WI 54022 Property Records

Pierce County property record for 445 N 4th St, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,840 sqft)
Owner	Individual on Record
Last Sale	$252,000 (Aug 2020)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276-1029-400`

Property Details

APN / Parcel Number

Primary APN	`276-1029-400`
Alternative APNs	`276227190111P300014011` `276-01029-0400`

Exterior

Lot Area	8,840 sqft (0.2 acres)

Location & Zoning

Street Address	445 N 4TH ST
City	RIVER FALLS
State	WI
Zip	54022-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 7' OF E 100' OF LOT 11 & LOT 12 EX S 4'4 BLK 14 OS POWELLS THIRD ADD (445 N FOURTH ST)
Legal Range	19W
Legal Township	27N
Legal Section	01
Legal Subdivision	OS POWELLS THIRD ADDITION
Legal Block	14
Legal Lot Number	11
Jurisdiction	PIERCE WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2001
Census Tract	960300

Owner

Source: Pierce County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	445 N 4TH ST, RIVER FALLS, WI 54022-2338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF RIVER FALLS
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK & TRUST CO
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2020595263
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	445 N 4TH ST, RIVER FALLS, WI 54022-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571129
Date	Apr 5, 2017
Instrument	571129

Lender

Name	FIRST NATIONAL BANK OF RIVER FALLS
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Mar 8, 2020

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Aug 14, 2020
Property Address	445 N 4TH ST, RIVER FALLS, WI 54022-2338
Document Number	0000595263
Instrument Date	Jul 24, 2020
Instrument	595263
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595264
Date	Aug 14, 2020
Instrument	595264

Lender

Name	FIRST STATE BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Jun 28, 2017
Property Address	445 N 4TH ST, RIVER FALLS, WI 54022-2338
Document Number	0000572754
Instrument Date	Jun 27, 2017
Instrument	572754
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000572755
Date	Jun 28, 2017
Instrument	572755

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,881.00 (-5.54%) Homeowner's exemption	$338,400 (+34.29%) Land $54,900 Building $283,500	$353,400 (+38.04%) Land $57,334 Building $296,066
2023	$5,167.00 Homeowner's exemption	$252,000 Land $42,300 Building $209,700	$256,006 Land $42,972 Building $213,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Most Recent Claim	May 2001 · Flooding, Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom, Verizon.

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