445 N 3rd St, San Jose, CA 95112 Property Records

Santa Clara County property record for 445 N 3rd St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,648 sqft · built 1908
Lot Size	0.126 acres (5,490 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Jun 2005)
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`249-44-002`

Property Details

APN / Parcel Number

Primary APN	`249-44-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,428 sqft
2nd Floor Area	1,220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1912
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,490 sqft (0.126 acres)
Lot Dimensions	90 ft deep x 61 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	445 N 3RD ST
City	SAN JOSE
State	CA
Zip	95112-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	MAP B5 834
Legal Subdivision	HENSLEY ADD
Legal Block	5
Legal Lot Number	20,21
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1013
Census Tract	501101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hensley Historic District listed 1983 · 207 contributing resources · NRIS 83001238

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

445 N 3rd St is owned and occupied by two individuals who acquired it in February 2007.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 N 3RD ST, SAN JOSE, CA 95112-5248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2005 · Amount on File
Deed Sale	Jun 23, 2005 · Amount on File
Prior Sale	Dec 31, 2002 · Amount on File
Deed Document Number	200518436507
Last Transfer Date	Feb 14, 2007
Transfer Doc	0019312307
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	445 N 3RD ST, SAN JOSE, CA 95112-5248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445N S 3RD ST, SAN JOSE, CA 95112-5714

Mortgage

Document Number	0024611813
Date	Sep 14, 2020
Instrument	24611813

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 445 N 3rd St was $6,052 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,800 (+6.41%) Land $291,600 Building $113,200
2025	$6,052.00 Homeowner's exemption	$380,400 Land $274,000 Building $106,400
2023	$5,974.00 (-18.63%) Homeowner's exemption	$394,000 Land $283,800 Building $110,200
2022	$7,342.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 N 3rd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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