Spokane County property record for 445 N 3rd St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,848 sqft · built 1967 |
| Lot Size | 0.218 acres (9,477 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Nov 2016) |
| Tax Bill | $3,697 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13124.5701 |
| Primary APN | 13124.5701 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,638 sqft |
| 1st Floor Area | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,477 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 445 N 3RD ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-2180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HIGH SCHOOL ADD L1 B5 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 12 |
| Legal Subdivision | HIGH SCHOOL ADD |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 14001 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 N 3RD ST, CHENEY, WA 99004-2180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2016 · Amount on Record |
| Deed Sale | Nov 8, 2016 · Amount on Record |
| Deed Document Number | 20166552747 |
| Prior Transfer Date | Jul 12, 1999 |
| Prior Transfer Doc | 0004393875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 445 N 3RD ST, CHENEY, WA 99004-2180 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | SANTA CRUZ TITLE, SCT |
| Name | Verified Name |
|---|
| Document Number | 0007044099 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 7044099 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,697.00 (-0.19%) | $341,800 (+10.36%) Land $80,000 Building $261,800 | $341,800 (+10.36%) Land $80,000 Building $261,800 |
| 2025 | $3,704.00 (+42.68%) | ||
| 2024 | $309,700 (+30.18%) Land $60,000 Building $249,700 | $309,700 (+30.18%) Land $60,000 Building $249,700 | |
| 2023 | $2,596.00 (-1.59%) | $237,900 Land $45,000 Building $192,900 | $237,900 Land $45,000 Building $192,900 |
| 2022 | $2,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 71% of Washington |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| DCI Cable | 1,000 / 100 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
May also be available: CenturyLink, T-Mobile, Verizon.
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