445 N 12th E, Mountain Home, ID 83647 Property Records

Elmore County property record for 445 N 12th E, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,084 sqft · built 2006
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$175,300 (Jan 2020)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage + 3 more
APN	`RPA02820010050A`

Property Details

APN / Parcel Number

Primary APN	`RPA02820010050A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,100 sqft (0.163 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	445 N 12TH E
City	MOUNTAIN HOME
State	ID
Zip	83647-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOT 5 BLK 1 CASEY SUB
Legal Subdivision	CASEY SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	1
Census Block	1016
Census Tract	960300

Owner

445 N 12th E is owned and occupied by an individual who bought it in January 2020.

Source: Elmore County records, as of April 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage FINANCIAL CASUALTY & SURETY INC
Mar 3, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 28, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 28, 2024	Intrafamily Transfer, Transfer ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT
Jan 24, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Document Number	2020478260
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 12TH E, MOUNTAIN HOME, ID 83647-2968

Mortgage

Document Number	0000520387
Date	Feb 10, 2026
Instrument	520387

Lender

Name	FINANCIAL CASUALTY & SURETY INC
Type	Non-Lending Institution
Address	HOUSTON, TX 77098

Agreement

Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000497983
Date	Mar 3, 2022
Instrument	497983

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Feb 28, 2024
Property Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968
Document Number	0000509161
Map Reference	DOC 371988
Instrument Date	Feb 27, 2024
Instrument	509161
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968

Mortgage

Document Number	0000509163
Date	Feb 28, 2024
Instrument	509163

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE ID
Recording Date	Feb 28, 2024
Property Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968
Document Number	0000509162
Map Reference	DOC 371988
Instrument Date	Feb 26, 2024
Instrument	509162
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Jan 24, 2020
Property Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968
Document Number	0000478260
Instrument Date	Jan 6, 2020
Instrument	478260
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE/THE E COAST, ALLIANCE TITLE MTN HOME OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 N 12TH E, MOUNTAIN HOME, ID 83647-2968

Mortgage

Document Number	0000478261
Date	Jan 24, 2020
Instrument	478261

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 445 N 12th E was $1,333, up 2.5% from the year before.

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+2.54%)	$285,830 (+3.96%) Land $56,000 Building $229,830	$285,830 (+3.96%) Land $56,000 Building $229,830
2024	$1,300.00 (+9.43%)	$274,950 (+1.8%) Land $49,000 Building $225,950	$274,950 (+1.8%) Land $49,000 Building $225,950
2023	$1,188.00 (-20.91%)	$270,084 (+4.71%) Land $38,000 Building $232,084	$270,084 (+4.71%) Land $38,000 Building $232,084
2022	$1,502.00	$257,945 Land $34,500 Building $223,445	$257,945 Land $34,500 Building $223,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 445 N 12th E; there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 N 12th E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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