Hardy County property record for 445 Mountain Top Rd, Mathias, WV 26812
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.72 acres (205,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,900 (Mar 2024) |
| Tax Bill | $177 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-366-0029.0000 |
| Primary APN | 02-366-0029.0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 205,603 sqft (4.72 acres) |
|---|---|
| Terrain | Rolling |
| Street Address | 445 MOUNTAIN TOP RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 23 4.72 AC DWF SUB DIV LEWIS |
| Legal Subdivision | DWF SUB |
| Legal Lot Number | 23 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970202 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1401 S JOYCE ST, 609, ARLINGTON, VA 22202-1879 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2005 · Amount on Record |
| Deed Document Number | 2024235668 |
| Deed Book / Page | 372 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 445 MOUNTAIN TOP RD, MATHIAS, WV 26812-8030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000350/585 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 350/585 |
| Instrument | 235247 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177.00 (+24.65%) | $23,040 (+24.14%) Land $12,360 Building $10,680 | $38,400 (+24.27%) Land $20,600 Building $17,800 |
| 2025 | $142.00 (+77.5%) | $18,560 (+78.81%) Land $11,180 Building $7,380 | $30,900 (+78.61%) Land $18,600 Building $12,300 |
| 2023 | $80.00 | $10,380 Land $8,940 Building $1,440 | $17,300 Land $14,900 Building $2,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 69% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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