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445 Millstone Rd, Florence, SC 29505 Property Records

Florence County property record for 445 Millstone Rd, Florence, SC 29505 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,376 sqft · built 1990
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$211,500 (Apr 2020)
Tax Bill$5,346 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01514-02-002

Property Details

APN / Parcel Number

Primary APN01514-02-002
Alternative APN
  • 15064428

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,376 sqft Living Area
1st Floor Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area19,602 sqft (0.45 acres)
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address445 MILLSTONE RD
CityFLORENCE
StateSC
Zip29505-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULDROWS MILL LT 2B
Legal SubdivisionMULDROWS MILL SUBDIVISION
Legal Lot Number2-B
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group5
Census Block5016
Census Tract1400

Owner

Source: Florence County records · APN 01514-02-002

Assessment roll updated March 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4044 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4209
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 14, 2022Deed of Distribution, Transfer
Apr 01, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2020 · Amount on Record
Deed SaleApr 01, 2020 · Amount on Record
Prior SaleDec 20, 2005 · Amount on Record
Deed Book / Page846 / 1916
Last Transfer DateNov 11, 2022
Transfer Doc0000016275
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address445 MILLSTONE RD, FLORENCE, SC 29505-3922
Transaction TypeMortgage
Record UpdatedSep 05, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009231401
DateMay 21, 2021
Book Page923/1401
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionFLORENCE SC
Recording DateNov 14, 2022
Property Address445 MILLSTONE RD, FLORENCE, SC 29505-3922
Document Number0010210917
Book / Page1021 / 917
Map ReferenceMB 31 PG 320
Instrument DateNov 11, 2022
Transaction TypeTransfer
Record UpdatedSep 05, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4044 CHERRY JOHNSON RD, EFFINGHAM, SC 29541-4209

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateApr 01, 2020
Property Address445 MILLSTONE RD, FLORENCE, SC 29505-3922
Document Number0000004510
Book / Page000846 / 001916
Instrument DateMar 31, 2020
Instrument4510
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$783.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 MILLSTONE RD FLORENCE SC 295053922, FLORENCE, SC 29505-3922

Mortgage

Document Number4511
DateApr 01, 2020
Book Page000846/001920
Instrument4511
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,346.00 (+18.83%)$11,533 (-99.86%) Land $1,200 Building $10,333$288,347 (-98.61%) Land $30,000 Building $258,347
2023$4,499.00 (+2.25%) Additional exemption filed$8,304,563 (+99,894.74%) Land $1,200,000 Building $7,104,563$20,761,409 (+9,9%) Land $3,000,000 Building $17,761,409
2022$4,400.00 Additional exemption filed$8,305 Land $1,200 Building $7,105$207,614 Land $30,000 Building $177,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Florence County (45041C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450410014005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims18 (1992–2016)
Claims Outside the SFHA7 of 18
Most Recent ClaimOct 2016, rainfall accumulation, Hurricane Matthew
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Severe Storms And Flooding, Oct 2015 · 8 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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