Bergen County and Oradell Borough property record for 445 Mildred Pl, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,146 sqft · built 1972 |
| Lot Size | 0.267 acres (11,626 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Feb 2019) |
| Tax Bill | $18,840 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00603-0000-00015 |
| Primary APN | 44-00603-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 2,146 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 11,626 sqft (0.267 acres) |
| Lot Dimensions | 125 ft deep x 93 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 262145 |
|---|---|
| Street Address | 445 MILDRED PL |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 93X125 |
| Legal Subdivision | MAPLE CREST/ORADELL |
| Legal Block | 603 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Oct 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 13, 2019 | Deed with Mortgage, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | May 15, 2007 · Amount on Record |
| Deed Document Number | 201910478 |
| Deed Book / Page | 3178 / 675 |
| Prior Transfer Date | Mar 19, 1999 |
| Prior Transfer Doc | 0000048696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056171802 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 5617/1802 |
| Instrument | 2025069074 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0051071659 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 5107/1659 |
| Instrument | 2023068613 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0046241603 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 4624/1603 |
| Instrument | 2022033134 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0042231746 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 4223/1746 |
| Instrument | 2021098829 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Document Number | 0036751110 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 MILDRED PL ORADELL NJ 076491313, ORADELL, NJ 07649-1313 |
| Document Number | 0036751110 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 003675/001110 |
| Instrument | 75976 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 13, 2019 |
| Property Address | 445 MILDRED PL, ORADELL, NJ 07649-1313 |
| Document Number | 0031780675 |
| Book / Page | 003178 / 000675 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 10478 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | HUDSON ONE TITLE AGENCY, HUDSON ONE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 MILDRED PL ORADELL NJ 076491313, ORADELL, NJ 07649-1313 |
| Document Number | 31780681 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 003178/000681 |
| Instrument | 10478 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $870,000 (+5.98%) Land $540,900 Building $329,100 | $870,000 (+5.98%) Land $540,900 Building $329,100 | |
| 2025 | $18,840.00 (+8.86%) | $820,900 (+29.19%) Land $498,800 Building $322,100 | $820,900 (+29.19%) Land $498,800 Building $322,100 |
| 2024 | $17,306.00 (+6.52%) | ||
| 2023 | $635,400 Land $348,300 Building $287,100 | $635,400 Land $348,300 Building $287,100 | |
| 2022 | $16,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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