445 Michael Sears Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 445 Michael Sears Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,011 sqft · built 1987
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Sep 2025)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2025 Sale & Construction Loan + 1 more
APN	`BELC M:272 L:95`

Property Details

APN / Parcel Number

Primary APN	`BELC M:272 L:95`
Alternative APN	`17125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,011 sqft Living Area
Gross Area	4,943 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	17125
Street Address	445 MICHAEL SEARS RD
City	BELCHERTOWN
State	MA
Zip	01007-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	95
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1007
Census Tract	820205

Owner

445 Michael Sears Rd is owned by two individuals who bought it in September 2025.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 UPPER PALMER RD, MONSON, MA 01057-9431
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Quit Claim Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 15, 2025	Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC
Dec 6, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jan 15, 2025 · Amount on File
Deed Book / Page	15519 / 179
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	015519-179
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Sep 3, 2025
Property Address	445 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9615
Document Number	015519-179
Book / Page	15519 / 179
Instrument Date	Aug 29, 2025
Instrument	14542
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 UPPER PALMER RD, MONSON, MA 01057-9431

Mortgage

Document Number	0000014543
Date	Sep 3, 2025
Instrument	14543

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2025: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jan 15, 2025
Property Address	445 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9615
Document Number	0015331-22
Book / Page	15331 / 22
Instrument Date	Jan 15, 2025
Instrument	784
Transaction Type	Construction Loan
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 CABOT ST, CHICOPEE, MA 01013-1601

Mortgage

Document Number	0000000785
Date	Jan 15, 2025
Instrument	785

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	BELCHERTOWN MA
Recording Date	Dec 6, 2018
Property Address	445 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9615
Document Number	13148-68
Book / Page	013148 / 000068
Instrument Date	Oct 5, 2018
Instrument	24741
Transaction Type	Foreclosure
Record Updated	Dec 26, 2018

Transaction

Amount	Amount on Record
Tax	$1,340.64
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2025 property tax bill for 445 Michael Sears Rd was $5,662, up 2.4% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,662.00 (+2.37%)	$390,200 (+8.09%) Land $82,700 Building $307,500	$506,540 (+5.35%)
2024	$5,531.00 (-1.65%)	$361,000 (+4.76%) Land $75,000 Building $286,000	$480,795
2023	$5,624.00	$344,600 Land $69,200 Building $275,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 445 Michael Sears Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Michael Sears Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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