445 Marbleton Cir, O Fallon, IL 62269 Property Records

St. Clair County property record for 445 Marbleton Cir, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,147 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (Mar 2006)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Mortgage
APN	`04-27-0-102-014`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-102-014`
Alternative APN	`04220308018`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,147 sqft Living Area
Basement Area	2,147 sqft
Unfinished Basement	2,147 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	128 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	445 MARBLETON CIR
City	O FALLON
State	IL
Zip	62269-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAESWOOD TRAILS LOT 40 DOC A01933106
Legal Subdivision	BRAESWOOD TRAILS
Legal Block	102
Legal Lot Number	40
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2084
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 MARBLETON CIR, O FALLON, IL 62269-4127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Mar 19, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2006 · Amount on Record
Deed Sale	Mar 13, 2006 · Amount on Record
Deed Document Number	20061966162
Deed Book / Page	4306 / 2320
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	445 MARBLETON CIR, O FALLON, IL 62269-4127
Document Number	00A2648350
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	BCHH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 MARBLETON CIR O FALLON IL 622694127, O FALLON, IL 62269-4127

Mortgage

Document Number	00A2648350
Date	Apr 16, 2020
Instrument	2648350

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	445 MARBLETON CIR, O FALLON, IL 62269-4127
Document Number	00A2607841
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 MARBLETON CIR O FALLON IL 622694127, O FALLON, IL 62269-4127

Mortgage

Document Number	00A2607841
Date	Mar 26, 2019
Instrument	2607841

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$146,786 (+34.34%) Land $29,994 Building $116,792	$440,358 (+34.34%) Land $89,982 Building $350,376
2022	$109,265 Land $22,327 Building $86,938	$327,795 Land $66,981 Building $260,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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