445 Main St, Manasquan, NJ 08736 Property Records

Monmouth County and Manasquan Borough property record for 445 Main St, Manasquan, NJ 08736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,572 sqft · built 2011
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Jan 1999)
Tax Bill	$11,287 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`29-00147-0000-00014-03`

Property Details

APN / Parcel Number

Primary APN	`29-00147-0000-00014-03`
Alternative APNs	`29001470000000140003` `00021170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,572 sqft Living Area
1st Floor Area	2,572 sqft
Upper Floors Area	1,107 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	40 sqft
Patio Area	296 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00021170
Street Address	445 MAIN ST
City	MANASQUAN
State	NJ
Zip	08736-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	D V PERRINE LANDS
Legal Block	147
Legal Lot Number	14.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MANASQUAN
Census Block Group	3
Census Block	3021
Census Tract	809302

Owner

445 Main St is owned and occupied by two individuals who bought it in January 1999.

Source: Monmouth County and Manasquan Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 MAIN ST, MANASQUAN, NJ 08736-3818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 1999 · Amount on File
Deed Sale	Jan 8, 1999 · Amount on File
Deed Book / Page	5784 / 305
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	445 MAIN ST, MANASQUAN, NJ 08736-3818
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 MAIN ST, MANASQUAN, NJ 08736-3818

Mortgage

Document Number	0094817939
Date	Feb 11, 2021
Book Page	9481/7939
Instrument	2021023355

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	117 Months
Due	Nov 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 445 Main St was $11,287, up 1.4% from the year before.

Source: Monmouth County and Manasquan Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Manasquan Borough
Unified School District	Manasquan Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,000 (-) Land $281,800 Building $344,200	$626,000 (-) Land $281,800 Building $344,200
2025	$11,287.00 (+1.41%)	$626,000 Land $281,800 Building $344,200	$626,000 Land $281,800 Building $344,200
2024	$11,130.00
2023		$626,000 Land $281,800 Building $344,200	$626,000 Land $281,800 Building $344,200
2022	$10,472.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 383 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	385 units insured incl. 2 condo units
Nearby Flood Claims	479 (1978–2026)
Claims Outside the SFHA	42 of 479
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 318 claims Hurricane Irene, Aug 2011 · 35 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANASQUAN WATER DEPARTME serves 14,000 people · EPA ID NJ1327001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20