Wright County property record for 445 Main St, Clearwater, MN 55320
| Property Type | Office Building |
|---|---|
| Details | 1,912 sqft · built 1908 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Aug 2026) |
| Tax Bill | $3,614 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-014050 |
| Primary APN | 104-010-014050 |
|---|
| Building Area | 1,912 sqft Total Area |
|---|
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 5,968 sqft (0.137 acres) |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 445 MAIN ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2007 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-005 BLOCK-014 LOCK-014 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 14 |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100300 |
Source: Wright County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 445 MAIN ST, CLEARWATER, MN 55320-2007 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 4, 2026 | Contract Sale, Transfer |
| Aug 4, 2026 | Deed, Transfer ANCONA TITLE |
| Feb 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on Record |
| Deed Sale | Aug 4, 2026 · Amount on Record |
| Prior Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 20261609078 |
| Prior Transfer Date | Feb 5, 2019 |
| Prior Transfer Doc | 0001390316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 4, 2026 |
| Property Address | 445 MAIN ST, CLEARWATER, MN 55320-2007 |
| Document Number | 0001609078 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20261609078 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $91,657.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 445 MAIN ST, CLEARWATER, MN 55320-2007 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 4, 2026 |
| Property Address | 445 MAIN ST, CLEARWATER, MN 55320-2007 |
| Document Number | 0001609077 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20261609077 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | ANCONA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Feb 26, 2019 |
| Property Address | 445 MAIN ST, CLEARWATER, MN 55320-2007 |
| Document Number | 0001390316 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 1390316 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 214 CLEARWATER MN 553200214, CLEARWATER, MN 55320-0214 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 29, 2017 |
| Property Address | 445 MAIN ST, CLEARWATER, MN 55320-2007 |
| Document Number | 0001359005 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 1359005 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 214 CLEARWATER MN 553200214, CLEARWATER, MN 55320-0214 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,614.00 (+51.47%) | $200,500 (+10.53%) Land $22,900 Building $177,600 | $200,500 (+10.53%) Land $22,900 Building $177,600 |
| 2025 | $181,400 (+19.19%) Land $22,900 Building $158,500 | $181,400 (+19.19%) Land $22,900 Building $158,500 | |
| 2023 | $2,386.00 (-3.71%) | $152,200 Land $20,000 Building $132,200 | $152,200 Land $20,000 Building $132,200 |
| 2022 | $2,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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