445 Lorraine Ln, Torrington, CT 06790 Property Records

Torrington City property record for 445 Lorraine Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,094 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$235,000 (Aug 2004)
Tax Bill	$8,116 (2026)
Deeds & Mortgages	Oct 2024 Transfer Jun 2021 Refinance
APN	`15078`

Property Details

APN / Parcel Number

Primary APN	`15078`
Alternative APNs	`TORR M:252 B:005 L:115` `015078`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,094 sqft Living Area
Gross Area	3,631 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15078
Street Address	445 LORRAINE LN
City	TORRINGTON
State	CT
Zip	06790-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-WP
Legal Block	5
Legal Lot Number	115
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2011
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	445 LORRAINE LN, TORRINGTON, CT 06790-2578
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2004 · Amount on Record
Deed Sale	Aug 3, 2004 · Amount on Record
Prior Sale	Jun 20, 2002 · Amount on Record
Deed Book / Page	891 / 553
Last Transfer Date	Sep 27, 2024
Transfer Doc	001423-681
Record Updated	Oct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 23, 2024
Property Address	445 LORRAINE LN, TORRINGTON, CT 06790-2578
Document Number	001423-681
Book / Page	1423 / 681
Instrument Date	Sep 27, 2024
Instrument	2024-496125
Transaction Type	Transfer
Record Updated	Nov 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	445 LORRAINE LN, TORRINGTON, CT 06790-2578

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	445 LORRAINE LN, TORRINGTON, CT 06790-2578
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001338-345
Date	Jun 25, 2021
Book Page	1338/345
Instrument	2021-466676

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,116.00 (-12.97%)	$242,550 (-) Land $20,370 Building $222,180	$397,737 (+134.26%)
2025	$9,326.00	$242,550 (+79.12%) Land $20,370 Building $222,180	$169,785 Land $14,259 Building $155,526
2024	$9,326.00 (+43.61%)
2023	$6,494.00 (+1.74%)	$135,410 (-) Land $20,370 Building $115,040
2022	$6,383.00	$135,410 Land $20,370 Building $115,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile, Verizon, Xfinity.

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