445 Lorraine Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 445 Lorraine Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Jul 2022)
Tax Bill	$9,116 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00200-0000-00021-01`

Property Details

APN / Parcel Number

Primary APN	`10-00200-0000-00021-01`
Alternative APN	`1000200000000021000A`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	445 LORRAINE AVE
City	MIDDLESEX
State	NJ
Zip	08846-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100 22-24-A
Legal Subdivision	WATCHUNG ESTATES
Legal Block	200
Legal Lot Number	21.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1010
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00200-0000-00021-01

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 23, 2019	Deed, Transfer · FHA Mortgage NEWREZ LLC
Nov 21, 2018	Trustee's Deed, Foreclosure OTHER
May 16, 2017	Loan Modification, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	202261181
Deed Book / Page	18973 / 1582
Prior Transfer Date	Dec 07, 2007
Prior Transfer Doc	0000000025
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 06, 2022
Property Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054
Document Number	0000061181
Book / Page	18973 / 1582
Instrument Date	Jun 28, 2022
Instrument	2022061181
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,704.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S 24TH ST, 50, KENILWORTH, NJ 07033-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054

Mortgage

Document Number	0000061182
Date	Jul 06, 2022
Instrument	2022061182

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 23, 2019
Property Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054
Document Number	0000088389
Book / Page	17661 / 1923
Map Reference	MAP 715 FILE 292
Instrument Date	Oct 10, 2019
Instrument	2019088389
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 FERN RD, 54, EAST BRUNSWICK, NJ 08816-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054

Mortgage

Document Number	0000088390
Date	Oct 23, 2019
Instrument	2019088390

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 21, 2018
Property Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054
Document Number	0000100160
Book / Page	017356 / 001369
Instrument Date	Nov 07, 2018
Instrument	100160
Transaction Type	Foreclosure
Record Updated	Dec 07, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 FERN RD EAST BRUNSWICK NJ 088163213, EAST BRUNSWICK, NJ 08816-3213

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	445 LORRAINE AVE, MIDDLESEX, NJ 08846-2054
Document Number	0000000619
Book / Page	000250 / 000871
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LORRAINE AVE MIDDLESEX NJ 088462054, MIDDLESEX, NJ 08846-2054

Mortgage

Document Number	0000000619
Date	Jun 15, 2017
Book Page	000250/000871
Instrument	619

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,100 (+7%) Land $134,800 Building $325,300	$460,100 (+7%) Land $134,800 Building $325,300
2025	$9,116.00 (+5.29%)	$430,000 (+14.91%) Land $134,800 Building $295,200	$430,000 (+14.91%) Land $134,800 Building $295,200
2024	$8,658.00 (+10.82%)
2023		$374,200 Land $134,800 Building $239,400	$374,200 Land $134,800 Building $239,400
2022	$7,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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